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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181121 reviews)

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4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181121)

Been OK so far,

Been OK so far, keep getting use pay in three notifications but never been able to use it, just get not available for this purchase despite the seller offering this service Reviewed on: 22nd April 2026

Good customer service, fast and professional

Good customer service, fast and professional Reviewed on: 22nd April 2026

Paypal is so easy to navigate and use for me with mu...

Paypal is so easy to navigate and use for me with multiple disabilities, highly recommended. Easy to use options and allows me to stagger payments for essentials I need without having to speak to an actual person. Reviewed on: 22nd April 2026

Only the Positive with PayPal.

I've not had on single negative experience with PayPal. Reviewed on: 22nd April 2026

Easy to use

Easy to use. Convenient. No hassle. Reviewed on: 22nd April 2026

There is never any trouble using Paypal.

There is never any trouble using Paypal. They do what they say they will. Reviewed on: 22nd April 2026

Easy and convenient with payment protection

Easy and convenient with payment protection Reviewed on: 22nd April 2026

Over the years PayPal was my go to option for online...

Over the years PayPal was my go to option for online payments because of ease of use and safety features Reviewed on: 22nd April 2026

Easy to set up , easy to use .

Easy to set up , easy to use .Good purchase payment options. Reviewed on: 22nd April 2026

Worked everytime for me.

Worked everytime for me. Secure easy to pay. Reviewed on: 22nd April 2026

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