Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181121 reviews)

View other PayPal products

4.73

Based on 181,120 reviews, last reviewed 13th Aug 2026

26% increase in 5 star reviews

in the past 90 days

42% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal credit gives me freedom Lovely PayPal credit gives me freedom to buy items I want but can’t quite afford and can pay over time Reviewed on: 13th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181121)

Most convenient way to pay

It has always been helpful in paying whatever I need to. Reviewed on: 22nd April 2026

I find it the safest way to buy online

I find it the safest way to buy online Reviewed on: 22nd April 2026

Outstanding experience and customer service - easy t...

Outstanding experience and customer service - easy to understand, manage and service delivery is excellent. Reviewed on: 22nd April 2026

I always feel safe using PayPal knowing if anything...

I always feel safe using PayPal knowing if anything goes wrong I'm always protected. Reviewed on: 22nd April 2026

PayPal is so easy to use, and understandable and tha...

PayPal is so easy to use, and understandable and that’s very rare these days when it comes to banking. I always choose PayPal over other baking apps. Reviewed on: 22nd April 2026

Very reasonable and trustworthy.

Very reasonable and trustworthy. While and when online purchases etc Reviewed on: 22nd April 2026

Best service ever!

Best service ever! Never had any problems at all. Highly recommend it to anyone who is interested. Good customer service too. Had a fee issues before and they were dealt with straight away. Reviewed on: 22nd April 2026

Purchasing made easy

It makes online purchasing a breeze and saves me having to input card details manually. Much more secure! Reviewed on: 22nd April 2026

PayPal is an incredibly convenient and interest fre...

PayPal is an incredibly convenient and interest free way of spreading the cost of slightly more expensive items over three or four months. The automatic Pay in 3 Installments means that you don't have to remember to pay each month which is very user friendly, and if you do want to spread the cost over four months, you can easily do that too at no charge, unlike some other credit providers. Altogether, a very handy provider. Reviewed on: 22nd April 2026

It's a great app.

It's a great app. Everything is so easy and transactions are smooth. Reviewed on: 22nd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Novuna Personal Finance 4.73 from 173 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101280 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub