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PayPal: Debit card reviews

Name: Debit card
Rating: 4.48 (100 reviews)

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4.48

Based on 100 reviews, last reviewed 14th Jul 2026

144% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

86%

Latest highest rating:

5

I use PayPal for online purchasing I use PayPal for most of my online orders. It is simple and if ever there is a problem (which is very seldom)it is usually resolved very quickly or gi... Read more Reviewed on: 14th July 2026

Latest lowest rating:

1

Impossible to speak to a human I opened a PayPal account many years ago when eBay first offered it as a means of payment and, that has mainly worked fine. Recently they offered me ... Read more Reviewed on: 11th June 2026

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About this product

PayPal Debit Card allows eligible UK customers to spend their PayPal funds wherever Mastercard is accepted, both online and in-store.

The card has no monthly fees and you can earn rewards through the PayPal+ loyalty programme. The card has daily spending and cash withdrawal limits and can be used abroad wherever Mastercard is accepted.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Debit card reviews (100)

Excellent reward programme

PayPal rewards programme is excellent. Could improve a bit on customer service by phone as I am having an issue with points and it’s still unresolved Reviewed on: 5th May 2026

Enjoyable the whole start to finish

Enjoyable the whole start to finish Reviewed on: 30th April 2026

A Debit card of no use

Ii was recently offered PayPal’s debit card service after being a customer for nearly 12 years and i got it because of the heavily advertised PayPal+ rewards scheme. All went well , and the card arrived promptly after requesting in the app but I started having problems from day 1 . The biggest issue was not being able to fill up my PayPal balance despite using their add money feature. Being so concerned that the card was getting declined wherever I used )due to not pulling money from the linked in debit card or bank), I raised my first queries via chat assistant in app. I had an extremely difficult time and nearly after over an hour of battling with the AI chat bot, I raised a formal complaint only to receive an automated computer generated response that was non- related to the issue I had . Because of the systemic inaccessibility and being worried that payments could be missed, I asked my wife to pay my PayPal wallet from her PayPal account that also held up in the air and was credited in my PayPal wallet nearly after a month . Somehow I averted being marked as a missing payment after at the last minute being able to manually transfer the relevant amount to clear into the account. I have never been so anxious in using my own debit card in transactions because 9/10 tge transaction either declines or some other problem occurs. The PayPal+ rewards program that gives one point for every £1 feels like a joke as it just sits within the account with incredibly less options to redeem the points for vital transactions and the key point is that the rewards can only be used if the provider offers redemption at PayPal checkout, that too only linked with the credit card not the debit card . So I have not had good experience with this product and I’m still unable to add money in my PayPal wallet even when I’ve linked in all my accounts Reviewed on: 28th April 2026

It’s amazing it helps me a lot in everything

It’s amazing it helps me a lot in everything Reviewed on: 24th April 2026

Seamstress perfect very nice professional dizziness...

Seamstress perfect very nice professional dizziness end pattern cutting Reviewed on: 23rd April 2026

PayPal is easy

Easy to understand, earning points for shoping. Good credit options. Reviewed on: 21st April 2026

Really convenient and I love earning cash back

Really convenient and I love earning cash back Reviewed on: 21st April 2026

Very helpful to have!

Very helpful to have! It's very accessible to Reviewed on: 20th April 2026

Its the safest way to send money.

Its the safest way to send money. And I feel the safest way to purchase items online Reviewed on: 20th April 2026

I’ve used Paypal for many years now with great satis...

I’ve used Paypal for many years now with great satisfaction, when I purchase items I always check first to see if paypal is one of there payment methods Reviewed on: 19th April 2026

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