Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 22,350 reviews, last reviewed 25th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025
Jason 's avatar
Jason

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (22350)

Love it great money saving scheme

5
Love it great money saving scheme Reviewed on: 23rd May 2024

Easy to apply and set up pay in 3.

5
Easy to apply and set up pay in 3. Excellent advance notifications and communication. great and easy way to pay for things/purchases. affordable monthly payments and period. Reviewed on: 23rd May 2024

PayPal is very easy to use and never had a...

5
PayPal is very easy to use and never had a problem Reviewed on: 23rd May 2024

Very convenient

5
I like the convenience of pay in 3, as sometimes I feel disinclined to spend a big sum in one go, but this gives me the chance to better organise my money and my spending. Reviewed on: 23rd May 2024

Always good at paying interest rate very good always...

5
Always good at paying interest rate very good always use PayPal when posable Reviewed on: 23rd May 2024

thumbs up

5
Great way to spread the cost on purchasing items that you might not be to afford on there own I’ve used this a lot and has always worked well for me so it’s a big thumbs up from me Reviewed on: 23rd May 2024

Great amazing wonderful amazing fantastic

5
Great amazing wonderful amazing fantastic Reviewed on: 23rd May 2024

Love be how I can spread my payments over 3 months ,...

5
Love be how I can spread my payments over 3 months ,highly recommend it Reviewed on: 23rd May 2024

this helps a lot.

5
this helps a lot. It was the best thing PayPal did !! Reviewed on: 23rd May 2024

Pay in 3 is convenient and hassle free.

5
Pay in 3 is convenient and hassle free. I particularly like the no interest charges and will use again if kept this way. Reviewed on: 23rd May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Payment Provider

    from PayPal 4.92 from 3599 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.91 from 50806 reviews
    PayPal
    View all products