Smart Money People Logo

PayPal: Pay in 3 reviews

4.93
Based on 22,350 reviews, last reviewed 25th Aug 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never had an issue with PayPal, it always does what... Never had an issue with PayPal, it always does what I want it to do. Reviewed on: 25th August 2025
Jason 's avatar
Jason

Latest lowest rating:

1

Poor service wrapped in slogans Its poor, it is almost impossible to know if having a pay in three running then what happen if you take another credit and the payment of that credit ... Read more Reviewed on: 27th June 2025
A K's avatar
A K

About this product

PayPal Pay in 3 is an interest-free payment option that spreads the cost over three payments.

Pay in 3 is available at checkout for eligible purchases between £30 and £2,000, with no fees or interest added. The total amount is divided into three equal payments, due every 30 days.

PayPal Pay in 3 reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (22350)

Great service used regularly

5
I use this service all the time. It’s so helpful when I need to spread out the cost of things. It’s a great service and so easy that set up the payment. Reviewed on: 22nd May 2024

Very easy to use and monitor your commitment.

5
Very easy to use and monitor your commitment. Reviewed on: 22nd May 2024

Great offer and customer service

5
Great offer and customer service Reviewed on: 22nd May 2024

If short on cash

5
Short on cash it’s a good option Reviewed on: 22nd May 2024

Very convenient and a great service

5
Very convenient and a great service Reviewed on: 22nd May 2024

Good when they want your business

1
Failed to take payment from me and then banned me from using the service when their fault Reviewed on: 22nd May 2024

Very useful asset that helps a lot

5
Very useful asset that helps a lot when you're either in a pinch or just need a bit extra flexibility for your purchases. Reviewed on: 22nd May 2024

I've used PayPal for years, both for personal and pr...

5
I've used PayPal for years, both for personal and professional needs in my work as a design engineer. It's incredibly user-friendly, and the security measures, like two-factor authentication, give me peace of mind. Their customer service is always responsive whenever I need help. PayPal's seamless integration with various online platforms makes it my go-to for quick and secure transactions. Highly recommend it for anyone seeking reliable online payments. Reviewed on: 22nd May 2024

Allowing me to spread payment encorages me to purcha...

5
Allowing me to spread payment encorages me to purchase now and not delay Reviewed on: 22nd May 2024

i been using this service few time and its excellent...

5
i been using this service few time and its excellent Reviewed on: 22nd May 2024

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Payment Provider

    from PayPal 4.92 from 3599 reviews
    PayPal
  • PayPal Credit

    from PayPal 4.91 from 50806 reviews
    PayPal
    View all products