Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (71428 reviews)

View other PayPal products

4.76

Based on 71,428 reviews, last reviewed 16th Jun 2026

4618900% increase in 5 star reviews

in the past 90 days

8600% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very quick and easy to use. Very quick and easy to use. I like how I can check everything on PayPal app so no hidden surprises on dates Reviewed on: 16th June 2026

Latest lowest rating:

1

PayPal Plus points failure Signed up for PayPal plus in November 2025 and have accumulated over 8000 points that to date I cannot redeem. PayPal failed to resolve multiple compl... Read more Reviewed on: 15th June 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (71428)

Very quick and easy to use.

Very quick and easy to use. I like how I can check everything on PayPal app so no hidden surprises on dates Reviewed on: 16th June 2026

I think it's so comfortable using PayPal services.

I think it's so comfortable using PayPal services. It's just spontaneous. Reviewed on: 16th June 2026

very simple to use, highly recommend for people of a...

very simple to use, highly recommend for people of all ages Reviewed on: 16th June 2026

PayPal Pay in 3 Kept Me Safe on the Road

When my local garage flagged that my wheel nuts were shearing off during a routine tyre replacement, I realized I had a real problem. My 10-year-old Ford Focus’s chrome-finished wheel nuts had corroded from underneath—the chrome dressing had rusted away from the steel cores, leaving them structurally compromised. If I didn’t replace them immediately, I risked my wheels coming loose while driving. The full cost to do it properly—new wheel nuts, a proper torque wrench to install them correctly, plus overdue window wipers—came to more than I could spare that month. That’s where PayPal Pay in 3 made the difference. It let me spread the cost across three payments without interest, so I could get the safety-critical parts and tools sorted without waiting or cutting corners. I’m not the type to skip proper maintenance, and the torque wrench means I know the job’s been done right. What impressed me most was how straightforward it was—approved instantly, no hassle, and I knew exactly what I’d pay upfront. No surprises, just the safety and peace of mind I needed. For anyone faced with an urgent but unbudgeted expense, Pay in 3 genuinely removes the stress. Reviewed on: 16th June 2026

Easy connecting with my bank account secured

Easy connecting with my bank account secured Reviewed on: 16th June 2026

I don't mind PayPal I find it really affecting and e...

I don't mind PayPal I find it really affecting and easy to use and I think its safer than using your bank card Reviewed on: 16th June 2026

Straight forward and easy to use

Straight forward and easy to use Reviewed on: 16th June 2026

nothing bad to say, which is unusual.

Absolutely nothing bad to say, which is unusual. Have used PayPal for years and pay in 3 let's me juggle bigger needed household items with ease. Reviewed on: 16th June 2026

Making life easier than ever

I use paypall for years now, and always have smooth transactions very happy and efficient, makes my life easier! Reviewed on: 16th June 2026

Always really easy to use, and quick.

Always really easy to use, and quick. Feels safe and good if you need to spread the cost on something. Would highly recommend and use again in the future. Reviewed on: 16th June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Klarna card
from Klarna 4.02 from 4 reviews
Buy Now Pay Later
from Klarna 4.34 from 557 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 140277 reviews
Payments
from PayPal 4.72 from 3750 reviews
Credit card
from PayPal 4.69 from 98 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub