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PayPal: Pay in 3 reviews

4.76
Based on 101,288 reviews, last reviewed 21st Aug 2026
54% increase in 5 star reviews
in the past 90 days
58% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always been absolutely the best Always been absolutely the very n Reviewed on: 21st August 2026
Barry Dobson's avatar
Barry Dobson

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101288)

Never failed me been using PayPal for years and Dont...

5
Never failed me been using PayPal for years and Dont know what I would have done without them Reviewed on: 8th July 2026

Reliable and customer service oriented

5
Reliable and customer service oriented Reviewed on: 8th July 2026

Clear & easy

5
Every time I used PayPal, it was easy to navigate and understand. There aren’t many questions to answer or many windows to click through. So simple that I want to actually use it and will not give up after a few clicks. Reviewed on: 8th July 2026

I always feel safe when using paypal

5
I always feel safe when using paypal its like a secruity blanket. I especially like the 3 payment offer with zero interest this is a great help when buying something of a high value to spread the cost. Reviewed on: 8th July 2026

Pointssss

5
Love PayPal points, wish there were more ways to create points like maybe extra points when shopping at stores like Aldi Asda Tesco etc Reviewed on: 8th July 2026

Fantastic this paying in 3 option

5
I'm using the paying in 3 opinion so often and it has been great no questions asked, no waiting and hassle free. I just use PayPal all the time and I'm enjoying it. The most secure payment that exists at the moment.. Reviewed on: 8th July 2026

Secure and easy to use

5
Easy to use. Saves me having to log my credit cards with indv sellers. Much safer way of buying online. Reviewed on: 8th July 2026

It always works for me

5
It always works for me and it is the first option I look for when buying anything online Reviewed on: 8th July 2026

I’ve used PayPal for many years with no issues

5
I’ve used PayPal for many years, the ease of using the service coupled with trust and confidence in the company makes it an easy choice. I very rarely have a problem in general (in terms of merchants, sellers etc) but should an issue arise I’m confident PayPal will rectify it in a timely manner and in this day and age, that’s far from a given with larger companies. Pay in 3 specifically allows you to buy the slightly more pricey items over a very reasonable period of time, with no lengthy credit agreements that can seem never ending to some but most importantly, no added interest. I would recommend Pay in 3 to anyone looking at making slightly larger purchases spread over a manageable period of time. Reviewed on: 8th July 2026

Pay in 3 PayPal: fantastic for working families

5
Pay in 3 PayPal is such a fantastic way for working families to be able to purchase items and not be burdened by a one off large payment that can impact our finances month to month. Pay in 3 ensures we can afford something that is a significant amount of money, and feel reassured our payments are manageable. Reviewed on: 8th July 2026

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