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PayPal: Pay in 3 reviews

4.76
Based on 101,289 reviews, last reviewed 22nd Aug 2026
53% increase in 5 star reviews
in the past 90 days
53% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Such good customer service every time I have contact... Such good customer service every time I have contacted them. Never have any issues using PayPal Reviewed on: 22nd August 2026
Louise J's avatar
Louise J

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101289)

Amazing Experience

5
I always use PayPal: Pay in 3 as it makes life simple, manageable, secure and provides an amazing experience Reviewed on: 8th July 2026

My experience with them is great for me

5
My experience with them is great for me Reviewed on: 8th July 2026

Very reliable and easy service

5
I’ve been using the PayPal In 3 for a while now and I’ve never had any issues. Very reliable and easy service Reviewed on: 8th July 2026

PayPal are Simply the Best!

5
PayPal are Simply the Best! They're always there if things go wrong; which thankfully, isn't often. They always support their customers, whenever the need arises. I therefore have no problem whatsoever in recommending PayPal to everyone I know & everyone I meet. They are AMAZING!!! Thank you PayPal! Reviewed on: 8th July 2026

Easy to use and very practical.

5
Easy to use and very practical. I use it occasionally for larger payments and it helps to budget. Reviewed on: 8th July 2026

I've had a great experience using PayPal Pay in 3

5
An Excellent Interest-Free Way to Spread the Cost of Purchases. I've had a great experience using PayPal Pay in 3. It's made it much easier to budget for larger purchases by splitting the cost into three interest-free payments. The application process is quick, and once approved, everything is clearly laid out so you know exactly when each payment will be taken. One of the best features is how seamlessly it's integrated into PayPal's checkout. There's no complicated paperwork, and managing repayments through the PayPal app is simple and convenient. I also appreciate the payment reminders, which help ensure I never miss a due date. The service has been reliable every time I've used it, with payments processed smoothly and no unexpected charges. Being able to spread the cost without paying interest has made shopping much more manageable while giving me extra flexibility with my monthly budget. Overall, PayPal Pay in 3 is an excellent financial service. It's easy to use, transparent, and provides a flexible way to manage purchases responsibly. I'd happily recommend it to anyone looking for a convenient interest-free payment option. Reviewed on: 8th July 2026

Always use PayPal, reliable, safe and flexible payme...

5
Always use PayPal, reliable, safe and flexible payment options. Refunds always done quickly if applicable. Reviewed on: 8th July 2026

Simple quick secure

5
A simple, quick and secure way to pay for goods at a multitude of retailers Reviewed on: 8th July 2026

Very convenient

5
Very easy to use most of the website has this option. Reviewed on: 8th July 2026

Explains options before commitment

5
Very simple options that is explained in detail what the product is before you decide to use it or not for payment Reviewed on: 8th July 2026

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