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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101289 reviews)

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4.76

Based on 101,289 reviews, last reviewed 22nd Aug 2026

53% increase in 5 star reviews

in the past 90 days

53% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Such good customer service every time I have contact... Such good customer service every time I have contacted them. Never have any issues using PayPal Reviewed on: 22nd August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101289)

Klarna lets me pay in 3

I wish I didn't get punished for being late paying the pay in 3 payments. Now I can never use that service again, ever?? I always pay. I was just a bit late. It was years ago and you still won't let me? I often pay with Klarna now as they let me pay in 3. Reviewed on: 8th July 2026

Thumbs up for PayPal.

PayPal is a very quick and easy way to pay for goods.It is also a safe and secure company. Any disputes are dealt with quickly.The only problem I have is trying to speak to customer service,the automated questions are not always the problem I want to discuss. Reviewed on: 8th July 2026

Paypal plus

Easy website to use,plenty of information is at hand. Reviewed on: 8th July 2026

No brainier interest free option

Normally I wouldn't take up this option. As it was interest free it helped me manage my finances making it affordable to purchase the goods I required. Process was easy and straight forward. Payments are automatically taken so you don't need to worry about making the payment each month. Also you have the option to pay off all the balance sooner. Will definitely use the PayPal Pay in 3 option in the future for the more expensive purchases. Being interest free is a no brainier. Much easier than applying for a loan. Reviewed on: 8th July 2026

PayPal in 3 has been a life saver for me...

PayPal in 3 instalments has been a life saver for me, it has allowed me to purchase larger essential items like a new cooker or sofa that I couldn’t afford to pay for in one go, so now I don’t need to worry about these things! Reviewed on: 8th July 2026

PayPal is so easy to use.

PayPal is so easy to use. You can see what you are paying out even reoccurring bills. And if you want to stop any transaction it is just a case of pressing a button. If you have a problem customer service is there to sort it quickly for you. Reviewed on: 8th July 2026

Spread the cost for self care treats.

PayPal pay in three is a great way to spread the cost of big buys, which can make budgeting easier. Reviewed on: 8th July 2026

Using PayPal pay in 3 is so easy, and so flexible.

Using PayPal pay in 3 is so easy, and so flexible. Many of the retailers that I use on a regular basis accept PayPal pay in 3, which makes my life so much easier, and simple. I'm so happy to have discovered it!! Reviewed on: 8th July 2026

No complaints other than please indicate the retaile...

No complaints other than please indicate the retailer on pay in 3 notifications so I can remember what I am paying for. Reviewed on: 8th July 2026

Straight forward and easy to pay in three

Straight forward and easy to pay in three, clear dates of when the next payments are due with the ability to pay earlier for a month and it automatically changes the total amount needing to be paid and the next payment date. Reviewed on: 8th July 2026

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