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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101289 reviews)

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4.76

Based on 101,289 reviews, last reviewed 22nd Aug 2026

53% increase in 5 star reviews

in the past 90 days

53% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Such good customer service every time I have contact... Such good customer service every time I have contacted them. Never have any issues using PayPal Reviewed on: 22nd August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101289)

Reliable, Flexible and Easy to Use

I’ve been really pleased with my experience using PayPal Credit. It’s given me the flexibility to spread the cost of purchases when needed, which has been especially helpful for larger or unexpected expenses. The application process was quick and straightforward, and managing my account is simple. I like how clear the statements are, how easy it is to make payments, and that I always know where I stand. I’ve found the service reliable and hassle-free, which gives me confidence when shopping online. Overall, PayPal Credit has been a convenient, trustworthy, and easy-to-use service, and I wouldn’t hesitate to recommend it to others. Reviewed on: 8th July 2026

Spread the cost for free

I have used this facility a few times and it means the difference between being able to purchase a necessity or not. It has been very helpful . Being interest free is a bonus too Reviewed on: 8th July 2026

Pay pal has made buying online more secure for me wh...

Pay pal has made buying online more secure for me when purchasing from currys. Reviewed on: 8th July 2026

Love Pay in 3!

easy to use, great for more expensive purchases giving you the option to spread the costs Reviewed on: 8th July 2026

Paypal puts customers first.

Paypal puts customers first before anything. They protect the interest of their customers, making sure they are not scammed off their hatd-earned money. Reviewed on: 8th July 2026

I trust PayPal, having used PayPal for all my on-lin...

I trust PayPal, having used PayPal for all my on-line purchases for many years without any problems. Reviewed on: 8th July 2026

PayPal is quick and easy - very comforting knowing t...

PayPal is quick and easy - very comforting knowing that it’s secure. I have also been using it the pay in three, which makes payments even easier! Reviewed on: 8th July 2026

Great to experience- very straightforward and easy.

Great to experience- very straightforward and easy. Would recommend Reviewed on: 8th July 2026

The bank of today people friendly

Always helpful when contacting PayPal regardless if any query’s everything made simple and easy to access no judgemental when paying in 3 instalments much better than high street banks and a great reward scheme Reviewed on: 8th July 2026

Parcel NOT delivered.

I had a seller send a parcel and said it was delivered, but was just left outside on a public street to be stolen. That is NOT delivered. Paypal idiots, sided with seller and I lost my money. Reviewed on: 8th July 2026

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