Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,289 reviews, last reviewed 22nd Aug 2026
53% increase in 5 star reviews
in the past 90 days
53% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Such good customer service every time I have contact... Such good customer service every time I have contacted them. Never have any issues using PayPal Reviewed on: 22nd August 2026
Louise J's avatar
Louise J

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101290)

I love pay pal and I use it very often.

5
I love pay pal and I use it very often. There are a few options which makes my life easier. 3 time payments and pay by paypal are great and safe options for me to manage my finances Reviewed on: 8th July 2026

Since using PayPal, and the pay in 3 options it has...

5
Since using PayPal, and the pay in 3 options it has allowed me to actually be able to provide for my family in this current economic crisis. There is no hidden agenda and a safer way to pay. I would not use anything else and I always despair if I cannot use PayPal to purchase items . Reviewed on: 8th July 2026

Such an easy process from start to finish explained...

5
Such an easy process from start to finish explained and set out in layman's terms no hidden costs. Im always dubious and very careful with my money I'm an ordinary pensioner with no extra cash so PayPal pay in 3 was an easy process and affordable. Thankyou Reviewed on: 8th July 2026

Paypal pay in 3 is a great way to spread the cost of...

5
Paypal pay in 3 is a great way to spread the cost of larger purchases over three months without the addition of interest. It also allows you to pay it off early without penalty. I have used this several times and found it to be very convenient and easy to arrange. Reviewed on: 8th July 2026

Great service on all direct debits

5
I never miss a payment with PayPal and know that my money is secure. Reviewed on: 8th July 2026

Easy to use, flexible and great customer service

5
Easy to use, flexible and great customer service Reviewed on: 8th July 2026

I have found Paypal

5
I have found Paypal to be very helpful allowing me to pay for expensive items over 3 months with no interest added Reviewed on: 8th July 2026

Such a reliable way to shop.

5
Such a reliable way to shop. PayPal instantly emails receipts.I feel safe dealing with PayPal Reviewed on: 8th July 2026

I love the pay in 3 facility, makes buying larger mo...

5
I love the pay in 3 facility, makes buying larger more expensive items more affordable, without this facility I would have to wait a lot longer to purchase items that are really needed, and also with 0% interest, thanks PayPal. Reviewed on: 8th July 2026

Pay in 3 is perfect.

5
Pay in 3 is perfect. Pay over 3 months or pay off sooner. No interest etc Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181132 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products