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PayPal: Pay in 3 reviews

4.76
Based on 101,291 reviews, last reviewed 24th Aug 2026
47% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and very convenient Very easy to use and very convenient Reviewed on: 24th August 2026
Mark Simms's avatar
Mark Simms

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101291)

Pay in 3

5
love the pay in 3 option, especially for booking flights with Ryanair Reviewed on: 8th July 2026

Paypal review

5
It is a very good and I would recommend Reviewed on: 8th July 2026

PayPal offers a quick ,secure and reliable service.

5
PayPal offers a quick ,secure and reliable service. It provides an extra layer of confidence when purchasing items large or small. Reviewed on: 8th July 2026

Trusted, reliable and easy.

5
Always good, always easy to do whatever I need. So flexible. Trusted. Reviewed on: 8th July 2026

All transactions are very smooth with no problems.

5
All transactions are very smooth with no problems. Iv thankfully never had to use any customer service because of this. Reviewed on: 8th July 2026

Pay with PP

5
Very good service and money back guarantee when making a complaint about the purchase of goods! Reviewed on: 8th July 2026

PayPal pay in 3 has enabled me to make larger purcha...

5
PayPal pay in 3 has enabled me to make larger purchases immediately by spreading the cost interest free Reviewed on: 8th July 2026

Pay in 3 not always working for me, very often says...

2
Pay in 3 not always working for me, very often says I am not eligible and I have to use other services for pay in 3, but other than that PayPal is ok, I'm using it for at least 20 years now Reviewed on: 8th July 2026

I have never had a bad issue with PayPal, whenever I...

5
I have never had a bad issue with PayPal, whenever I have needed refunds, or any kind of help they have given it and very quickly. Reviewed on: 8th July 2026

So simple, quick and transparent to use.

5
So simple, quick and transparent to use. It feels safe and is my go to method. I love their pay in 3 option, which perfectly spans the gap between paying in full and adding to your credit bill, meaning I can get what I need without racking up credit charges. Reviewed on: 8th July 2026

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