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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101291 reviews)

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4.76

Based on 101,291 reviews, last reviewed 24th Aug 2026

47% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use and very convenient Very easy to use and very convenient Reviewed on: 24th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101291)

The platform is user-friendly and highly convenient,...

The platform is user-friendly and highly convenient, particularly the "Pay in 3" feature. The overall service quality is exceptional. Reviewed on: 8th July 2026

great service, protects the consumers needs and very...

great service, protects the consumers needs and very helpful customer service Reviewed on: 8th July 2026

Easy to use and and have different options to choose.

Easy to use and and have different options to choose. Reviewed on: 8th July 2026

PayPal's Pay in 3 is very useful for me to be able t...

PayPal's Pay in 3 is very useful for me to be able to spread the cost of payments, helping me to manage my finances. I also use PayPal to take payments for my yoga classes, which make bookings quick and simple for students. Reviewed on: 8th July 2026

Making big purchases easier to acquire

I am a single income household so I just cannot afford a one off big payment I therefore use pay in 3 quite a lot with it being interest free makes it a really effective way to buy goods Reviewed on: 8th July 2026

Paypal Pay in 3 helps with cash flow.

I use PayPal pay in 3 regularly to help with my cash flow. It is free to use and a very useful system. The only drawback is that you can't make payments on your credit card. Plus the dates cannot be changed, but you can make the payments from a different account for subsequent payments. Reviewed on: 8th July 2026

I love using PayPal as I know that my money is secure.

I love using PayPal as I know that my money is secure. I know that they will protect me against fraudulent sellers. Reviewed on: 8th July 2026

It just works

There is not much to say, which is a good thing because that means it just works. Reviewed on: 8th July 2026

I use PayPal for most purchases.

I use PayPal for almost every online purchase I make, and when I spend over £30 , PayPal offers the choice of pay in 3 and also helps me support a charity so I can donate £1 , I find it easy to use and get emails to remind me when a payment is due to be taken from a saved card. Reviewed on: 8th July 2026

They offer 0% pay plan and the payments are affordab...

They offer 0% pay plan and the payments are affordable, also if there is any dispute with the supplier they are quick at resolving the matter. Reviewed on: 8th July 2026

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