Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,291 reviews, last reviewed 24th Aug 2026
47% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and very convenient Very easy to use and very convenient Reviewed on: 24th August 2026
Mark Simms's avatar
Mark Simms

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101291)

treat yourself

5
you can’t justify spending so much on yourself treating yourself and then it breaks down into three parts and you think yeah i’m not spending that much Reviewed on: 8th July 2026

Great way to spread the cost of things over 3 months...

5
Great way to spread the cost of things over 3 months so no spending all at once Reviewed on: 8th July 2026

Fantastic service.

5
Fantastic service. Highly recommend Paypal Reviewed on: 8th July 2026

Amazing tool

5
I have used PayPal a lot, for direct debits or to buy services and transfer money to friends or family members and I found it very useful, efficient and quick! I wouldn't change it. Reviewed on: 8th July 2026

pay in 3

5
I like the pay in 3 plan for bigger expenses, it helps me budget Reviewed on: 8th July 2026

Pay pal is friendly

4
Pay pal is friendly and useful for unplanned purchases Reviewed on: 8th July 2026

Very good easy to use

5
Very good easy to use with payment options Reviewed on: 8th July 2026

Quick easy and reliable it is

5
I love how quick easy and reliable it is Reviewed on: 8th July 2026

Pay in 3

5
It’s very easy to set up the pay in 3 and easy to know dates to pay Reviewed on: 8th July 2026

Clear and concise transactions.

5
Clear and concise transactions. Paypal sorted a refund when an order went wrong. Everything is easy to follow and transparency is key Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181134 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products