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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101291 reviews)

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4.76

Based on 101,291 reviews, last reviewed 24th Aug 2026

47% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use and very convenient Very easy to use and very convenient Reviewed on: 24th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101291)

Excellent service

I have been a PayPal customer for many years they are convenient and a safe way to pay which is why I trust them with payments Reviewed on: 8th July 2026

The best

Easy to use. App is very user friendly. Takes money out within 3 working days is a good thing when you need to buy something but don’t get paid till later Reviewed on: 8th July 2026

Pay in 3 is a great way for spreading cost of produc...

Pay in 3 is a great way for spreading cost of products without charging extra interest like stsndard credit cards. I do use pay in 3 for products that cost a bit more just to spread the cost Reviewed on: 8th July 2026

No1 service

Find it so easy to pay with PayPal Reviewed on: 8th July 2026

Any time i've had issues with sellers it's been rapi...

Any time i've had issues with sellers it's been rapidly resolved with minimal involvement from myself. I also have a PayPal Credit and Debit card, allowing me to centralize my online spending to one platform. Reviewed on: 8th July 2026

I have used PayPal for years and never had any issue...

I have used PayPal for years and never had any issues with them. I decided to use PayPal pay in 3 just to try and it has been great Reviewed on: 8th July 2026

Safe and Secure. Excellent way to,pay.

Excellent way to,pay. Safe and secure Reviewed on: 8th July 2026

I’ve never had an issue with using PayPal.

I’ve never had an issue with using PayPal. It’s efficient, a good way to pay knowing my money is secure and a good way to get money from friends and family too if they can’t bank transfer. It just always seems to work as it should, couldn’t ask for more Reviewed on: 8th July 2026

Pay in 3 excellent

I was able to finance my holiday with PayPal Pay in 3, and honestly, without it I probably wouldn’t have been able to go. Being able to spread the cost over three interest-free payments made everything so much more manageable and stress-free. It’s a fantastic feature that gives people greater flexibility and makes holidays more affordable. I’m really grateful PayPal offers this option, it helped make my trip possible! Reviewed on: 8th July 2026

Faultless service on all transactions..

All my transactions have progressed without a hitch and I believe PayPal to be totally trustworthy. I have used them without complaint for many years, Reviewed on: 8th July 2026

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