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PayPal: Pay in 3 reviews

4.76
Based on 101,291 reviews, last reviewed 24th Aug 2026
47% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and very convenient Very easy to use and very convenient Reviewed on: 24th August 2026
Mark Simms's avatar
Mark Simms

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101291)

Why would you not use Pay in 3

5
I always use pay in 3 if I’m buying something a little more expensive, I would be mad not to, with no interest and I can hold onto my cash for a little longer. I find it really handy and I’ve used PayPal for many years, so I know I can trust them. Excellent service. Reviewed on: 8th July 2026

Great service, totally feel confident using PayPal

5
Great service, totally feel confident using PayPal Reviewed on: 8th July 2026

Great service that works feel secure

5
Great service that works feel secure Reviewed on: 8th July 2026

Always reliable and quick.

5
Always reliable and quick. Much more option to purchase and speed up the process. Reviewed on: 8th July 2026

Very useful tool: allows an extra layer of consumer...

5
Very useful tool: allows an extra layer of consumer protection Reviewed on: 8th July 2026

I have very good experience with PayPal, in fact thi...

5
I have very good experience with PayPal, in fact thinking about it I have had excellent experience with PayPal. I have a couple of different companies not refund my after items have been returned & PayPal have intervened and sorted this out for me, getting a full refund. I pay for a awful lot of my internet buys with PayPal because I know I’m safe with them. Reviewed on: 8th July 2026

Love paypal

5
Very efficient service - love the pay in three Reviewed on: 8th July 2026

Good service

5
Very quick to refund into your bank account Reviewed on: 8th July 2026

Never had a problem using my account.

5
Never had a problem using my account. Reviewed on: 8th July 2026

satisfaction

5
trustworthy, always there, service Reviewed on: 8th July 2026

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