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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101291 reviews)

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4.76

Based on 101,291 reviews, last reviewed 24th Aug 2026

47% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use and very convenient Very easy to use and very convenient Reviewed on: 24th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (101291)

I always trust PayPal for my online purchases.

I always trust PayPal for my online purchases. I can now purchase off line too with my PayPal card. I like the security of PayPal and can easily, safely and securely, pay contractors, family and friends. Especially good for pooling funds for special events. Pay in 3 is especially good for unplanned, unexpected purchases. Reviewed on: 8th July 2026

Easy to use and good protection.

Easy to use and good protection. Reviewed on: 8th July 2026

Makes it more affordable to purchase larger items wh...

Makes it more affordable to purchase larger items when you use pay in 3. Also when you have an issue with a supplier they do the work for you. Great service Reviewed on: 8th July 2026

Use it all the time no issues

Use it all the time no issues. Always straight forward Reviewed on: 8th July 2026

great to have the flexibility to pay in 3 for larger...

great to have the flexibility to pay in 3 for larger payments that are needed - also collect paypal plus points so its a win win! Refunds also go back really easily and split the remaining payments to reduce Reviewed on: 8th July 2026

PayPal is handy and generally works without bother.

PayPal is handy and generally works without bother. It's an easy way to pay for things and useful where I might not trust the seller I am paying. Reviewed on: 8th July 2026

Very easy to set up and use Pay in 3

Very easy to set up and use Pay in 3 good for managing a budget Reviewed on: 8th July 2026

I've been friends with PayPal for many years.

I've been with PayPal for many years, far too many to remember how long and never had a prblem. It gives me choice of my payment method. Current accounts, debit or credit cards, all my choice depending on my cashflow at the time. It also gives interest free credit for major purchases, although I have never needed it, PayPal offers it. Very happy to reccomend them for a deserved award. Reviewed on: 8th July 2026

Great service

This option helps with larger purchases to split the cost which is super and lets you manage your money. Reviewed on: 8th July 2026

Pay in 3 payment plans

Easy and quick decisions given to apply for an interest free pay in 3 plan with PayPal. Reviewed on: 8th July 2026

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