Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101291 reviews)

View other PayPal products

4.76

Based on 101,291 reviews, last reviewed 24th Aug 2026

47% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use and very convenient Very easy to use and very convenient Reviewed on: 24th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101291)

Never had any trouble with pay in 3

Never had any trouble with pay in 3, it's my go to when purchasing a large sum item. Reviewed on: 8th July 2026

Buy now pay in 3

I don’t have to save up the money to buy something I really want, I can buy now and spread the cost but not can’t use pay in 3 on everything even if they offer PayPal Reviewed on: 8th July 2026

One satisfied user

I have used PayPal for several years to cover on-line purchase and never had anything but good experiences. Such payment arrangements can often go awry when refunds and rebates are involved in the transaction, but with PayPal these seem perfectly straightforward. I have also used the pay-in-three facility for some recent larger purchases and found this very helpful and easy to use. Reviewed on: 8th July 2026

Ease of use

Ease of use and multiple outlets to use the service Reviewed on: 8th July 2026

Only positive experience

I've had only positive experience with PayPal Pay in 3. It's easy to deal with, no stressing and no complications. I use it a lot. Reviewed on: 8th July 2026

Easy and Efficient.

I use paypal often for purchases and for moving money and find it easy and efficient Reviewed on: 8th July 2026

Always pay my bills on time and have been helpful an...

Always pay my bills on time and have been helpful and knowledgeable whenever I’ve had cause to contact them Reviewed on: 8th July 2026

When anything goes wrong.

When ever anything has gone wrong with a purchase, PayPal have refunded without delay. This is very reassuring when dealing with unknown traders. Also the pay in three facility is useful when finances are tight. Reviewed on: 8th July 2026

A very convenient facility for spreading cost

It has provided a very convenient way to spread the costs over items, especially at it is available with an ever increasing number of sellers. Reviewed on: 8th July 2026

Fabulous service

It is a great service and absolutely transparent Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Argos card
from Argos 4.29 from 64 reviews
Pay Monthly Flights
from Awaymo 0.00 from 0 reviews
Buy Now Pay Later
from Duologi 4.30 from 14 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181134 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub