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PayPal: Pay in 3 reviews

4.76
Based on 101,291 reviews, last reviewed 24th Aug 2026
47% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and very convenient Very easy to use and very convenient Reviewed on: 24th August 2026
Mark Simms's avatar
Mark Simms

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101291)

So easy to ise

5
It's effortless using PayPal pay in 3 very user friendly and plain and simple no big hoops to jump through Reviewed on: 8th July 2026

I have never had any issues and love the pay in 3 op...

5
I have never had any issues and love the pay in 3 option Reviewed on: 8th July 2026

I've used PayPal for many years.

5
I've used PayPal for many years. It has always provided the perfect way to pay for items and transfer cash to others. I have rarely experienced any problems and these were promptly and efficiently resolved. Reviewed on: 8th July 2026

Tricky Times

5
I have been going through a difficult financial situation and pay in three enabled me to purchase gifts for friends and family for their birthdays. Otherwise, I would have struggled. Reviewed on: 8th July 2026

Easy to use

5
Easy to use to spread the cost of larger priced items. Reviewed on: 8th July 2026

Flexible and Reliable Payment

5
Such a flexible and reliable payment option in modern society. Reviewed on: 8th July 2026

any time i have issues they are quick to sort the pr...

5
any time i have issues they are quick to sort the problems out Reviewed on: 8th July 2026

PayPal is a quick and convenient way for me to send...

5
PayPal is a quick and convenient way for me to send and receive money from my friends and family all over the world. Reviewed on: 8th July 2026

PayPal Review

5
Seamless, efficient and straightforward. Easy to use from the initial transaction, only needing a few clicks to process.. Follow up communication was easy to digest with dialogue throughout. Would recommend the service. Reviewed on: 8th July 2026

Paypal is easy to use especially with online retaile...

5
Paypal is easy to use especially with online retailers where you dont have to keep putting all your details in. Had a dispute with a retailer and because I paid through PayPal it was sorted within 30 minutes and monies were refunded. The pay in 3 is fantastic when you need to spread the cost. No interest, no fuss and you get a notification before each payment is taken. Brilliant for larger purchases or even when you have to have that pair of trainers and mobey is a little tight. I love it! Reviewed on: 8th July 2026

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