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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101291 reviews)

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4.76

Based on 101,291 reviews, last reviewed 24th Aug 2026

47% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use and very convenient Very easy to use and very convenient Reviewed on: 24th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101291)

PayPal helped me through a dispute, they were on my...

PayPal helped me through a dispute, they were on my side, it was a great relief , they sorted it all out for me Reviewed on: 8th July 2026

It works really well when you havent got all the mon...

It works really well when you havent got all the monet at once Reviewed on: 8th July 2026

An easy way to pay for items that you want.

An easy way to pay for items that you want. The layout is easy to understand. The options are clearly laid out and explained. It's helpful as you are sent reminder emails about upcoming payments. Any issues are resolved very quickly. Reviewed on: 8th July 2026

PayPal is easy and safe way to pay

PayPal is easy and safe way to pay Reviewed on: 8th July 2026

Excellent service.

Excellent service. Always sorted out in customer advantage. Trust to use it in any occasion Reviewed on: 8th July 2026

Actually helps limit my spending.

The PayPal pay in 3 is a great way to spread the cost of items, I usually have 1 or 2 payments a month, depending on how much it is per month. Which does help limit my spending as I need to wait until it fits in with my monthly budget. Reviewed on: 8th July 2026

Absolutely Great!

The whole process was simple and so easy to use. Such a useful feature for those slightly larger purchases,and Paypal keep you informed of payments due etc. every step of the way. Reviewed on: 8th July 2026

Brilliant

PayPal has always kept me updated, is very easy to use and I would recommend it to anyone. Reviewed on: 8th July 2026

Smooth process throughout, money taken out in three...

Smooth process throughout, money taken out in three consecutive months to make the payment more manageable. Reviewed on: 8th July 2026

Fantastic budgeting tool !highly recommend!

I have used PayPal Credit for over two years now, and it has completely changed how I budget for larger online purchases. It is incredibly convenient and reliable.Why I love it:Real 0% Interest: The 4-month interest-free option on purchases over £99 works flawlessly every single time.Seamless Checkout: There is no need to enter card details; it appears automatically as a payment option at checkout.Easy Tracking: The PayPal app makes it very simple to track exactly when my promotional periods are ending.Tip for others:Set up a direct debit to clear the balance before the 4 months are up. If you do this, it is entirely free credit! Reviewed on: 8th July 2026

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