Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101291 reviews)

View other PayPal products

4.76

Based on 101,291 reviews, last reviewed 24th Aug 2026

47% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use and very convenient Very easy to use and very convenient Reviewed on: 24th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101291)

Depedable apo to rely on..

Always dependable and also recent changes with order tracking ana payment alerts very simple to use and control your budget Reviewed on: 8th July 2026

Reliable

All my paypal payments have always been secured. If scammed, have always been paid back. Reviewed on: 8th July 2026

I love pay pal it makes shopping so easy .

I love pay pal it makes shopping so easy . Just click on pay pal and all your details are already provided. No adding address etc it’s all there ready to go . Reviewed on: 8th July 2026

I have used PayPal for about 15 years.

I have used PayPal for about 15 years. In that time I have used all of its various functions and never had a cause for complaint. It is a retailer I feel secure using and have found the newer pay in 3 option very convenient for budgeting for a larger or unexpected purchase online. It is easy to see what payments need to be made and I appreciate the reminders before a payment is taken. Reviewed on: 8th July 2026

Perfect for spreading the cost of purchases

Easy to use and kept up to date with reminders of when your payment is due so you don’t forget. A great way to spread the cost of items and even better that it’s 0% interest! What more can you ask for? Reviewed on: 8th July 2026

Never had a single problem paying with pay pal and f...

Never had a single problem paying with pay pal and feel confident my details are safe Reviewed on: 8th July 2026

PayPal easy and safe it’s great

I’ve used PayPal for many years and it’s my go to for online payments for security and ease. Reviewed on: 8th July 2026

Very good, great customer service

Very good, great customer service Reviewed on: 8th July 2026

Honest Review

I have been using PayPal for a number of years to pay for all my purchases, particularly the "pay-in-three service for payment of holidays ect, which helps me to spread the cost. Reviewed on: 8th July 2026

Paying through PayPal protects your money, any probl...

Paying through PayPal protects your money, any problems and the customer service is always wonderful they go above and beyond to help you. Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy Now Pay Later
from Butter 4.08 from 2 reviews
Buy Now Pay Later
from Etika 4.80 from 663 reviews
Retail finance
from Buyline 4.38 from 26 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181134 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub