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PayPal: Pay in 3 reviews

4.76
Based on 101,291 reviews, last reviewed 24th Aug 2026
47% increase in 5 star reviews
in the past 90 days
45% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use and very convenient Very easy to use and very convenient Reviewed on: 24th August 2026
Mark Simms's avatar
Mark Simms

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101291)

Great value for money and also helps to spread the c...

5
Great value for money and also helps to spread the cost to help financially easy to use and widely available and recognised a name you can trust Reviewed on: 8th July 2026

Spread costs and makes things...

5
Pay in 3 enables me to spread costs and makes things affordable when on a budget. Reviewed on: 8th July 2026

PayPal safe payments

5
I have found navigating the PayPal app very easy, I am kept informed as to the progress of my order including delivery times and of course, the pay in three availablity is excellent when required. I also feel that my payments are made safe with PayPal. Reviewed on: 8th July 2026

Quick and easy to pay for shopping and friends

5
Quick and easy to pay for shopping and friends Reviewed on: 8th July 2026

I have been happy with pay in 3 it’s help me when Iv...

4
I have been happy with pay in 3 it’s help me when Ive had difficult times and needed to split the payment. Paypal can be a nightmare to log into to actually use it at times not sure why that is. Reviewed on: 8th July 2026

I think customer service is great but paypal in 3 no...

5
I think customer service is great but paypal in 3 not good Reviewed on: 8th July 2026

Really flexible & helpful.

5
Really flexible & helpful. Very easy to use. No faffing around. Reviewed on: 8th July 2026

Use it all the time

5
Been very cautious when buying something peace of mind is very important & that’s what I get with PayPal , my daughter advised me 2 use PayPal & now I use it for all my transactions Reviewed on: 8th July 2026

Great easy to use

4
Sometimes not easy to transfer money back to account not easy to find on site Reviewed on: 8th July 2026

Great experience very easy to use makes paying large...

5
Great experience very easy to use makes paying large amounts easier with spreading over time Reviewed on: 8th July 2026

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