Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101291 reviews)

View other PayPal products

4.76

Based on 101,291 reviews, last reviewed 24th Aug 2026

47% increase in 5 star reviews

in the past 90 days

45% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Very easy to use and very convenient Very easy to use and very convenient Reviewed on: 24th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101291)

Straightforward to use, and help available if needed.

Straightforward to use, and help available if needed. 5 stars. Reviewed on: 8th July 2026

Safe method.

I use PayPal has it’s the safest way to send and pay for items, Reviewed on: 8th July 2026

Easy to use and explained well.

Easy to use and explained well. Informed when next payment due. Reviewed on: 8th July 2026

Easy to use, customer service always easy to deal wi...

Easy to use, customer service always easy to deal with and polite. Reviewed on: 8th July 2026

5 star PayPal

Love PayPal their pay in 3 credit has helped me so many times Reviewed on: 8th July 2026

Pay in 3

I regularly use pay in three for larger purchases as it helps me to spread the cost. It is clearly stated what you are you going to pay and when which is great. There are no hidden charges! Reviewed on: 8th July 2026

PayPal is so useful

PayPal is so useful for paying for things, I always use it for online purchases for security. Love the pay in 3 option - very handy! Also useful for transferring money to friends and family etc. Reviewed on: 8th July 2026

Good all round the only downfall is the pay in 3 i w...

Good all round the only downfall is the pay in 3 i was able to do it before but now it wont let me&my circumstances havent changed im in full time employment so thats the only downfall Reviewed on: 8th July 2026

Quick & easy to use, as all good things in life shou...

Quick & easy to use, as all good things in life should be! Reviewed on: 8th July 2026

Pay in three has made things possible that wouldn't...

Pay in three has made things possible that wouldn't have been Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Buyline 4.38 from 26 reviews
nextpay
from Next 4.20 from 13 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181135 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub