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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101293 reviews)

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4.76

Based on 101,293 reviews, last reviewed 28th Aug 2026

38% increase in 5 star reviews

in the past 90 days

37% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Paypal is simple and helpful. Paypal is simple to use. pay in 3 parts is an exelent help for me. Reviewed on: 28th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101293)

For me, PayPal is the best way to review my account.

For me, PayPal is the best way to review my account and see how much I’ve spent and when; it’s also very important for spotting those providers that sign you up for a subscription without your consent. Reviewed on: 8th July 2026

Simple and Safe for online purchases

Have been a PayPal customer for over ten years and would recommend it to anyone who buys goods online . Kit is so easy to use and secure and paying in three instalments helps when buying more expensive items. Reviewed on: 8th July 2026

I have used PayPal for years.

I have used PayPal for years. Great quick effective way to pay for goods with the protection you need. Quick payments as they have your details. Easy to spread payments over 3 months interest free. Security when you happen to pay someone who is not legitimate. PayPal helps you to resolve abd you get your money back. Reviewed on: 8th July 2026

A Reliable and Hassle-Free Way to Manage Payments

PayPal has been brilliant for me. It's incredibly easy to use and just works, so I've never needed to contact customer service—which says a lot about how reliable it is. I like having multiple payment options in one place, and being able to connect all my bank accounts and cards makes managing my money simple and convenient. Everything feels smooth, secure and hassle-free. I'd happily recommend it. Reviewed on: 8th July 2026

Convenient Features, but Still Too Many Frustrations

The system still has quite a few shortcomings, particularly in the UK. Adding funds directly to PayPal can be difficult, and sending or receiving money can sometimes take longer than expected or even be placed under further review, despite having used the service for many years. The PayPal Plus programme is a bit of a mixed bag. While it’s interesting to progress through the different tiers, doing so essentially requires you to make most of your purchases with PayPal. Even then, the rewards don’t feel especially worthwhile. That said, I really like the ability to instantly back the PayPal card with any linked bank account, which makes it very convenient to use. Reviewed on: 8th July 2026

Straight forward and easy to use

Straight forward and easy to use Reviewed on: 8th July 2026

Good application.

Good application. Value for money. Easy to use. Reviewed on: 8th July 2026

Uncomplicated and safe transactions

Pleased with the ease of doing transactions safely in these days of cybercrime. Reviewed on: 8th July 2026

Great service

Very good, never a problem. It makes my life easier to manage Reviewed on: 8th July 2026

Convenience and Perks!

I particularly like the pay-in-three option without interest or effect on credit scores - very convenient. I also use the Paypal debit card very frequently - the points on use are a nice bonus! Reviewed on: 8th July 2026

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