Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 98,941 reviews, last reviewed 12th Jul 2026
505% increase in 5 star reviews
in the past 90 days
432% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Love PayPal! Love PayPal! Easy, simple to use. Trustworthy, wildly accepted. I have been using for more than 16 years, never had any issues. PayPal pay in 3 and Pa... Read more Reviewed on: 12th July 2026
Vestux's avatar
Vestux

Latest lowest rating:

1

Fast great Fast great service never had any issues Reviewed on: 12th July 2026
Lesley W's avatar
Lesley W

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (99235)

Easy to use

5
Pay pal is easy to use and makes purchases easy to pay with saved cards Reviewed on: 8th July 2026

Everything I could need

5
Everything I could need,service good Reviewed on: 8th July 2026

Reliable payment service even better now with cash b...

5
Reliable payment service even better now with cash back offers Reviewed on: 8th July 2026

Cash Flow Peace Of Mind

5
I chose to use PayPal Pay in 3 even though I had the funds readily available to cover the purchase. Opting for this installment plan allowed me to spread the cost smoothly while keeping my savings intact as a financial safety net for unexpected emergencies. It provided a great sense of security, allowing me to manage my cash flow flexibly without depleting my backup reserves. Reviewed on: 8th July 2026

I LOVE PayPal

5
always have a fab experience when using PayPal, I love the pay in 3 option as it gives my flexibitly! Reviewed on: 8th July 2026

Value for money via PayPal.

5
Value for money via PayPal. This helps eliminate anxiety when I want to pay for goods or services by exhausting the whole of my account. But that Pay in 3, gives me more confidence to pay back and as well get my family some groceries with money I’ve got left. I will recommend over 1000 times again. Reviewed on: 8th July 2026

Good customers service.

5
Always get through to customers service who are always helpful. Reviewed on: 8th July 2026

I have been using PayPal for years...

4
I have been using PayPal for years and it’s been great Reviewed on: 8th July 2026

Excellent service

5
I've been using Paypal for a number years, and they have been an excellent service. Reviewed on: 8th July 2026

Very easy to use and value for money

5
Very easy to use and value for money Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 178463 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3848 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 122 reviews
    PayPal
    View all products