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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101294 reviews)

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4.76

Based on 101,294 reviews, last reviewed 29th Aug 2026

36% increase in 5 star reviews

in the past 90 days

37% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I heart PayPal Plus PayPal was the best for disputes and fraud claims, I’ve never had any trouble when requesting refunds on dodgy purchases, but now they have PayPal+ an... Read more Reviewed on: 29th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101294)

Advantages of using smart money

Smooth transactions and money protection Reviewed on: 8th July 2026

PayPal just makes it easy, as simple as that.

PayPal just makes it easy, as simple as that. Wherever I see the PayPal logo, I know that checkout will be simple. Reviewed on: 8th July 2026

Simply PayPal

Never an issue using PayPal, using the pay in three has been great Reviewed on: 8th July 2026

Used PayPal for many years always quick easy and eff...

Used PayPal for many years always quick easy and efficient. Reviewed on: 8th July 2026

Very happy - secure service

Very easy and efficient. Security is reassuring. Reviewed on: 8th July 2026

I've used PayPal for years now.

I've used PayPal for years now, it's safe, I feel peace of mind when I use it. And if you need to use the 3 monthly payments option it's a godsend sometimes. I haven't tried the other options yet but I will if I need to. Reviewed on: 8th July 2026

It’s really good to know that something you really n...

It’s really good to know that something you really need or like can be bought and paid for in 3 instalments. If the item is on offer you can buy it then at the lower price and you don’t have to wait until you save up and the price has gone back to normal. Reviewed on: 8th July 2026

Paypal saves my life every day!

Paypal saves my life every day! - so handy for spreading costs on bigger purchases Reviewed on: 8th July 2026

Great flexibility

Helps me with flexibility and affording purchases, pay in 3 is great for someone like me who's finances can be tight but helps make larger purchases more affordable without the worry of added interests etc, safer way to pay moneys protected at all times Reviewed on: 8th July 2026

Very easy to use I have been with PayPal for many ye...

Very easy to use I have been with PayPal for many years now Reviewed on: 8th July 2026

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