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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101294 reviews)

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4.76

Based on 101,294 reviews, last reviewed 29th Aug 2026

36% increase in 5 star reviews

in the past 90 days

37% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I heart PayPal Plus PayPal was the best for disputes and fraud claims, I’ve never had any trouble when requesting refunds on dodgy purchases, but now they have PayPal+ an... Read more Reviewed on: 29th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101294)

Always use it for paying online and transferring ove...

Always use it for paying online and transferring overseas. Reviewed on: 8th July 2026

It’s always very easy to apply and you get an instan...

It’s always very easy to apply and you get an instant decision. I prefer to use PayPal due it’s security, it’s peace of mind for me. Reviewed on: 8th July 2026

Really good and easy to set up.

Really good and easy to set up. helped flow and easy reminders Reviewed on: 8th July 2026

Game changer!

Never used pay in 3 before with paypal and it was simple, helped me out no end, and very much valued the emails reminding me payment was being taken .interest freeto boot!!! Definitely using this post again Reviewed on: 8th July 2026

Helpful way to pay when finances are a bit tight.

PayPal app is easy to use. All information is easy to find. Allows me to purchase things when money is a bit tight without having to pay extra interest. Reviewed on: 8th July 2026

Easy to use, clear and transparent, accepted by many...

Easy to use, clear and transparent, accepted by many companies Reviewed on: 8th July 2026

Easy access, speedy decisions, on-tap support.

Easy access, speedy decisions, on-tap support. My go to for online purchases, and the new benefits perks are a great addition. Reviewed on: 8th July 2026

Easy and no hidden charges and fair pricing

Easy and no hidden charges and fair pricing Reviewed on: 8th July 2026

PEACE OF MIND EVERY TIME

PayPal is brilliant. Being able to spread the cost makes things more affordable, and the buyer protection gives me real peace of mind. It makes paying online feel safe, easy, and worry-free. Highly recommended! Reviewed on: 8th July 2026

My best Pal!

Whern ever I had a issue I knew the problem would get solved quickly and efficiently- and I could always talk to a human being Reviewed on: 8th July 2026

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