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PayPal: Pay in 3 reviews

4.76
Based on 101,295 reviews, last reviewed 30th Aug 2026
34% increase in 5 star reviews
in the past 90 days
37% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It made life so easy for me. It made life so easy for me. No stress financially. Reviewed on: 30th August 2026
EVAN S's avatar
EVAN S

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101295)

Easy to use and trusted, our clients are happy to use.

5
Easy to use and trusted, used as a back up payment for many years providing the option of paying by PayPal or using their credit card when clients couldn’t or didn’t want to pay by bacs. The benefits have been we’ve been paid quicker, gained business and with easy links the client sees the logo and feels confident PayPal will ensure a swift transaction with brilliant customer help backup. Reviewed on: 8th July 2026

Use with confidence

5
I have been using PayPal for several years and found it to be an easy, safe, secure way of making payments for purchasing online. I have also used the option to split the cost over three payments. Most firms will accept and have confidence in the PayPal brand. Reviewed on: 8th July 2026

When buying something online, it’s often a leap of f...

5
When buying something online, it’s often a leap of faith, can I trust this trader with my credit card details? Having a third party like PayPal is very reassuring in today’s world. I have also had occasion to reclaim money for faulty goods,quite sometime after purchase, my records of spending on PayPal are easily negotiated and trusted by the trader, so the process is painless and efficient. Basically, PayPal have your back! Reviewed on: 8th July 2026

I use Paypal's pay in 3 service regularly.

5
I use Paypal's pay in 3 service regularly. It is a fantastic way to pay. If there are any problems with a purchase, Paypal have your back. Reviewed on: 8th July 2026

Nothing but excellent service

5
Using PayPal has been nothing but excellent. They are smart, diligent, supportive and trustworthy. Reviewed on: 8th July 2026

Easy and accessible - quick and reliable

5
Easy and accessible - quick and reliable Reviewed on: 8th July 2026

I have used PayPal a few years and feel safer using...

5
I have used PayPal a few years and feel safer using it when buying items or booking a holiday you know you can trust it where your money is concerned Reviewed on: 8th July 2026

Easy to use and pain free flexible solution to sprea...

5
Easy to use and pain free flexible solution to spreading the cost of purchasing Reviewed on: 8th July 2026

PayPal gives me confidence when purchasing online.

5
PayPal gives me confidence when purchasing online. I know that my transactions are safe and secure. I’m of an age where people like me frequently get scammed and I know PayPal gives me security against fraud. I also love the option to pay in 3 without additional charges. This has helped me make essential larger purchases and keep my finances within my budget. Reviewed on: 8th July 2026

Simple to do.

5
Simple to do. Everything so easy. Reviewed on: 8th July 2026

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