Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 98,408 reviews, last reviewed 11th Jul 2026
508% increase in 5 star reviews
in the past 90 days
485% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy to work and good for keeping track... PayPal is easy to work and good for keeping track of Reviewed on: 11th July 2026
Emma D's avatar
Emma D

Latest lowest rating:

2

I’ve used PayPal extensively so I know their cs is... I’ve used PayPal extensively so I know their cs is poor Reviewed on: 11th July 2026
Disgruntled's avatar
Disgruntled

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (98486)

Very friendly app .

5
Very friendly app . Quick response to requests. Keeps me on top of my bills not to effect my credit score Reviewed on: 7th July 2026

Always use PayPal where I can.

5
Always use PayPal where I can. It’s so easy and I feel safe using it as card and n bank details are safe and on the very odd occasion where I have purchased something and it hasn’t arrived paypalhave always sorted it. Reviewed on: 7th July 2026

Great service!

5
Great service! I've used it multiple times and never had a problem Reviewed on: 7th July 2026

Easy to use

4
Easy to use, pay in 3 always helpful and easy to do. Reviewed on: 7th July 2026

Never had any issues with pay pal,very reliable serv...

5
Never had any issues with pay pal,very reliable service. My preffered way of paying. Reviewed on: 7th July 2026

I have always received excellent service from PayPal...

5
I have always received excellent service from PayPal , I trust it implicitly, and it gives you the chance to pay in three if you buy expensive 8tems, very pleased with the service Reviewed on: 7th July 2026

Customer service is one of the best and using PayPal...

5
Customer service is one of the best and using PayPal gives me peace of mind!!! Reviewed on: 7th July 2026

I use pay in 3 whenever possible wirh the retailer-s...

5
I use pay in 3 whenever possible wirh the retailer-spreading the cost over 3 payments makes it affordable. Reviewed on: 7th July 2026

It will help us because we have to pay in three inst...

5
It will help us because we have to pay in three installments. Reviewed on: 7th July 2026

Having financial difficulties i tend to use pay in 3...

5
Having financial difficulties i tend to use pay in 3 all the time now. Very handy at christmas and birthdays . Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 177218 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3847 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products