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PayPal: Pay in 3 reviews

4.76
Based on 98,408 reviews, last reviewed 11th Jul 2026
508% increase in 5 star reviews
in the past 90 days
485% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy to work and good for keeping track... PayPal is easy to work and good for keeping track of Reviewed on: 11th July 2026
Emma D's avatar
Emma D

Latest lowest rating:

2

I’ve used PayPal extensively so I know their cs is... I’ve used PayPal extensively so I know their cs is poor Reviewed on: 11th July 2026
Disgruntled's avatar
Disgruntled

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (98482)

as a person of limited income

5
as a person of limited income this is the best way to spread the cost Reviewed on: 7th July 2026

Extremely professional including dealing with any is...

5
Extremely professional including dealing with any issues that I have occasionally had immediately. I recommend PayPal to all of my friends including family. Reviewed on: 7th July 2026

Amazing service

5
It allowed me to pay for the thing that I wanted without having to front all the money straight away. I was very happy with the service. Reviewed on: 7th July 2026

Simple way to split payments, no hassle or interest.

5
Simple way to split payments, no hassle or interest. No encouragement to borrow more money, a great way to budget for essential purchases without a credit agreement. Reviewed on: 7th July 2026

The rates could be better like wise are

4
The rates could be better like wise are Reviewed on: 7th July 2026

seamless transaction and also reliable

5
seamless transaction and also reliable Reviewed on: 7th July 2026

Good service.

5
Good service. I use very often the option of 3 instalments wit no interest Reviewed on: 7th July 2026

Great payment processor

5
Use it all the time and speeds up checkout Reviewed on: 7th July 2026

Always had prompt delivery and service any probs sor...

5
Always had prompt delivery and service any probs sorted quickly Reviewed on: 7th July 2026

A Budget Lifesaver for Single Parents!,

5
As a single parent, PayPal Pay in 3 is an absolute game-changer for my monthly budget. It lets me spread the cost of bigger essentials—like school uniforms or a new microwave—into three interest-free payments.Budget-Friendly: Breaks big bills into manageable chunks.100% Free: Zero interest and no hidden fees.Stress-Free: Payments are automatic, so I never forget a due date.Instant Decision: Approvals happen in seconds at checkout.It gives me total peace of mind and keeps my bank account balanced. Highly recommend it to any parent trying to stretch their budget Reviewed on: 7th July 2026

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