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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101295 reviews)

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4.76

Based on 101,295 reviews, last reviewed 30th Aug 2026

34% increase in 5 star reviews

in the past 90 days

37% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

It made life so easy for me. It made life so easy for me. No stress financially. Reviewed on: 30th August 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101295)

They will always sort it...

If you have a problem they will always sort it out Reviewed on: 8th July 2026

PayPal pay in 3 is easy to use and has excellent fea...

PayPal pay in 3 is easy to use and has excellent features such as the ability to make payments before they are due. Reviewed on: 8th July 2026

I can buy with confidence using PayPal, knowing the...

I can buy with confidence using PayPal, knowing they offer full support with tracking, disputes, fraud , but mainly with a smooth transaction Reviewed on: 8th July 2026

So convenient.

So convenient. Used pay in 3 to spread a larger purchase. The protection and associated customer service adds reassurance Another benefit is that using with a linked credit card means money leaves my current account later. Reviewed on: 8th July 2026

Make shopping feel more affordable

Safe and easy to use. Smaller payments over 3 months and no interest. I use pay in 3 whenever I can to make shopping feel more affordable. Highly recommend. Why wouldn't you use this option. Excellent Reviewed on: 8th July 2026

Simple, Supportive, Stress-free

A simple way to spread the cost of unexpected purchases over a shorter period. It fits naturally into the way you already pay, helping make essential expenses more manageable when they arise. Everything is easily accessible through the app or website, with secure logins giving you peace of mind. What’s not to love? Reviewed on: 8th July 2026

JJs thoughts.

Efficient and trouble free, quick and easy to use Reviewed on: 8th July 2026

Excellent and convenient service

I’ve been using PayPal Pay in 3 for a while now, and my experience has been excellent. The application process is quick, payments are easy to manage, and everything is clearly shown in the app. It’s a very convenient way to spread the cost of purchases without any hassle. I’ve never had any issues, and I would definitely recommend it to anyone looking for a flexible and reliable payment option. Reviewed on: 8th July 2026

Security, ease and convenience

I like the convenience and ease of it. Particularly sending/receiving money overseas. I also like the confidence and security of paying with PayPal on unfamiliar websites. Reviewed on: 8th July 2026

PayPal is always my go to for transactions.

PayPal is always my go to for transactions. Secure, quick, and simple. Reviewed on: 8th July 2026

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