Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 98,408 reviews, last reviewed 11th Jul 2026
508% increase in 5 star reviews
in the past 90 days
485% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy to work and good for keeping track... PayPal is easy to work and good for keeping track of Reviewed on: 11th July 2026
Emma D's avatar
Emma D

Latest lowest rating:

2

I’ve used PayPal extensively so I know their cs is... I’ve used PayPal extensively so I know their cs is poor Reviewed on: 11th July 2026
Disgruntled's avatar
Disgruntled

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (98450)

PayPal is reliable fast and works for us.

4
I like PayPal it’s reliable fast and does what it does well. Great because banks aren’t good at anything outside the box. Reviewed on: 7th July 2026

Effortless accurate service that is second to none

5
Effortless accurate service that is second to none Reviewed on: 7th July 2026

Great product

5
Always helpful especially sorting disputes and refunds easy safe way to pay especially as I'm the older generation and not really tech savvy easy to navigate and keep an eye on what I'm spending Reviewed on: 7th July 2026

Easy to use.

5
Easy to use. Readily available to help me budget. Quick and professional service. Excellent value. Reviewed on: 7th July 2026

Very easy to use and great to budget

5
Very easy to use and great to budget Reviewed on: 7th July 2026

Spread payments sensibility.

5
Excellent way to pay for items without leaving yourself short until the next payday. Definitely good if an appliance or really expensive item needs bought, Reviewed on: 7th July 2026

If I ever have a problem it’s sorted very fast , the...

5
If I ever have a problem it’s sorted very fast , the customer service is excellent thank you Reviewed on: 7th July 2026

Brilliant service could not do without PayPal

5
Brilliant service could not do without PayPal Reviewed on: 7th July 2026

Easy to use and saves me worrying about giving my ba...

5
Easy to use and saves me worrying about giving my bank details to every company. Also makes it a little too easy to spend money ... Reviewed on: 7th July 2026

Great, and sensible method of spending

5
It's easy to use, and helps me manage stretch bigger payments out so I can afford the necessities which are more important. The only downside is I wish more places retailers used the pay-in-3 option Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 177152 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3847 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products