Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,296 reviews, last reviewed 1st Sep 2026
31% increase in 5 star reviews
in the past 90 days
33% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent Good customer service, easy to use and good facility Reviewed on: 1st September 2026
Laleh sobhani 's avatar
Laleh sobhani

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101298)

A great and safe way to pay always protected

5
A great and safe way to pay always protected Reviewed on: 8th July 2026

I would always trust PayPal !

5
I would always trust PayPal over any other payment online. The pay in 3 makes it easier for me to afford things that I would’ve had to save for. We’ve managed to buy all the things ready for our new baby as a result. Reviewed on: 8th July 2026

It’s very convenient and easy to use.

4
It’s very convenient and easy to use. However, glitches in the system can cause a delay in the payment going through for which a customer ma be penalised. Reviewed on: 8th July 2026

Not had any problems so all good

4
Not had any problems so all good Reviewed on: 8th July 2026

The service is easy to use, and it gives you a peace...

5
The service is easy to use, and it gives you a peace of mind when using the service, and you can purchase with confidence - knowing that you are covered to get your money back, if something goes wrong. Reviewed on: 8th July 2026

I have no trouble with PayPal always found it a good...

5
I have no trouble with PayPal always found it a good service Reviewed on: 8th July 2026

I have been using PayPal for a number of years now a...

5
I have been using PayPal for a number of years now and have always been satisfied with the service l receive Reviewed on: 8th July 2026

Best retail credit finance provider provider,quick a...

5
Best retail credit finance provider provider,quick and easy access,no hidden fees ,reliable . Reviewed on: 8th July 2026

always had exceptional service and customer service...

5
always had exceptional service and customer service is excellent never a problem. Reviewed on: 8th July 2026

Excellent service

5
I have used Pay in 3 quite a few times and it`s an excellent service and certainly takes the pressure off when budgeting. Easy to set up too and you know exactly when the payments are due as correspondence is first class. Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181139 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products