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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101298 reviews)

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4.76

Based on 101,298 reviews, last reviewed 1st Sep 2026

31% increase in 5 star reviews

in the past 90 days

30% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I love to use it in 3 payments 0% I love to use it in 3 payments 0% Reviewed on: 1st September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101298)

So easy to use the app and make purchases .

So easy to use the app and make purchases . Money doesn’t come out instantly and love the new rewards where you can use money off your purchases Reviewed on: 8th July 2026

Brilliant no hassle and very easy to use

Brilliant no hassle and very easy to use Reviewed on: 8th July 2026

I just find the simplicity of using PayPal it’s bigg...

I just find the simplicity of using PayPal it’s biggest asset which is why it’s always my go to when it comes to online purchases..It’s never let me down after all the years I’ve been using it. Reviewed on: 8th July 2026

PayPal, safe, easy to use

I use PayPal as it gives me an extra layer of security when using my credit card to pay for items. My largest expenditure with them is train tickets and when purchasing these I often use pay in 3 to spread the cost with no interest charged. The emails sent by PayPal to remind me of upcoming payments ensure I am always aware of money coming out of my account. The financial checks run by PayPal ensure Im not overstretching and building up debt I can't afford to service. Their App is excellent, easy to use, clear, informative with information on new products offered by them. Any changes to terms and conditions are always clearly notified both in my account messages and via email. It's a great service. Reviewed on: 8th July 2026

PayPal is nice and easy to use and helps with sendin...

PayPal is nice and easy to use and helps with sending money all over the world. Reviewed on: 8th July 2026

Easy to use, easy to buy and provide funding to suit...

Easy to use, easy to buy and provide funding to suite product(s). Reviewed on: 8th July 2026

Use PayPal with confidence to move money

PayPal is an excellent way of transferring money both within the UK and abroad The only criticism I would have is when a problem arises, especially with an overseas retailer like Modily, it is near on impossible to get your money back .I have had a couple of experiences like that where you're asked to list the items and prices. This is when there is a problem because the company offer a discount at the checkout that doesn't match the individual prices Reviewed on: 8th July 2026

PayPal is my favourite payment method, because I kno...

PayPal is my favourite payment method, because I know if something will go wrong during the buying process, their intervention will be in my favour. And protect me as a customer. Reviewed on: 8th July 2026

Good and efficient.

Good and efficient. Helpful for planning larger acquisitions as provide flexibility in purchaser. Always prompt at reminders too. Reviewed on: 8th July 2026

Pay pal is honestly the easiest way to pay and the a...

Pay pal is honestly the easiest way to pay and the ability to pay on 3 is superb. That good that all major apps are trailing it now. Reviewed on: 8th July 2026

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