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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101298 reviews)

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4.76

Based on 101,298 reviews, last reviewed 1st Sep 2026

31% increase in 5 star reviews

in the past 90 days

30% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I love to use it in 3 payments 0% I love to use it in 3 payments 0% Reviewed on: 1st September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101298)

Pay in 3 is the best.

I never have a problem with the pay in 3 facility on PayPal, it's easy to use, convenient and there are no interest fees to worry about. Thus making it an efficient and effective way to pay for higher value goods. Reviewed on: 8th July 2026

So easy to use the app and links via eBay etc.

So easy to use the app and links via eBay etc. Reviewed on: 8th July 2026

PayPal has no credible competitors.

I have taken advantage of PayPal Credit's facility on several occasions now, and in my estimation, as a credit user with 65 years experience, PayPal has no credible competitors. They are the cheapest and the best. Reviewed on: 8th July 2026

I trust PayPal

I use PayPal because I trust them and the transactions are always quick and efficient. I have had a PayPal account for many years now and use it to pay vendors abroad and in the UK as well as a way of transferring funds to and from friends and family. Reviewed on: 8th July 2026

Excellent each time always use to pay for goods on...

Excellent each time always use to pay for goods on line Reviewed on: 8th July 2026

I've been using PayPal for years, and never had any...

I've been using PayPal for years, and never had any issues. Reliable and useful platform, good customer service. Reviewed on: 8th July 2026

When using PayPal I’ve found it straightforward.

When using PayPal I’ve found it straightforward. Reviewed on: 8th July 2026

I love PayPal , the pay in 3 option is great,helps m...

I love PayPal , the pay in 3 option is great,helps me to buy my kids the larger birthday presents they want Reviewed on: 8th July 2026

I absolutely love pay in 3.

I absolutely love pay in 3. Its really helped me buy things that I’ve wanted but couldn’t afford to pay in one go. I like that it doesn’t affect your credit score and you don’t have to pay any interest. Highly recommend! Reviewed on: 8th July 2026

Great service

I always use PayPal when buying online as it gives me peace of mind that my payment is safe Reviewed on: 8th July 2026

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