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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (96614 reviews)

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4.76

Based on 96,274 reviews, last reviewed 9th Jul 2026

505% increase in 5 star reviews

in the past 90 days

455% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I pay with PayPal very often. I pay with PayPal very often. Everything is always fine. Reviewed on: 9th July 2026

Latest lowest rating:

2

You wouldn't allow me to take out a buy now pay 3 mo... You wouldn't allow me to take out a buy now pay 3 months later so the customer service I've had has been very poor when I have an excellent credit sco... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (96664)

Feel it’s the safest way to pay online.

Feel it’s the safest way to pay online. Much preferred option. Often don’t buy an item if they don’t accept PayPal Reviewed on: 7th July 2026

PayPal is easy to use and any issues sorted quickly...

PayPal is easy to use and any issues sorted quickly Reviewed on: 7th July 2026

Easy to use, quick and simple with payments, fast re...

Easy to use, quick and simple with payments, fast reminder of missed payment, overall easy and fast experience Reviewed on: 7th July 2026

Outstanding.

Used them dozens of times for pay in 3 and occasionally for regulated credit. Excellent service and do help when things go wrong (sellers who don’t deliver). Reviewed on: 7th July 2026

It's absolutely worry free as customer I know that I...

It's absolutely worry free as customer I know that I m not going to get scammed by seller. Reviewed on: 7th July 2026

Money tight don’t panic PayPal will help.

I have used this method of payment a couple of times and it is really handy at Christmas time or holiday time when money is a bit tight. Knowing that is is giving you an extra 2 months to pay is amazing. Reviewed on: 7th July 2026

Overall Brilliant

a very dependable app, easy to navigate Reviewed on: 7th July 2026

I love Paypal.

I love Paypal. Where ever possible I use it. They have been excellent in steering me through trick sales which sign you up for subscriptions unclearly. I have been helped with items that were not fit for purpose when the seller refused to negotiate. The pay in 3 has been a practical useful option when needed. Reviewed on: 7th July 2026

I have always felt safe using PayPal

I have always felt safe using PayPal Reviewed on: 7th July 2026

This scheme is such a life saver.

This scheme is such a life saver. Making purchases more affordable and more accessible way to pay. It has made my shopping experience a lot better and put me at peace of mind knowing that I can shop and budget more efficiently. Thank you PayPal. Reviewed on: 7th July 2026

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