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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101298 reviews)

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4.76

Based on 101,298 reviews, last reviewed 1st Sep 2026

31% increase in 5 star reviews

in the past 90 days

30% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I love to use it in 3 payments 0% I love to use it in 3 payments 0% Reviewed on: 1st September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101298)

PayPal Customer Service Is Fantastic!

I don't usually write reviews, but my experience with PayPal was so positive that I felt it deserved to be shared. I paid someone $250 for a service we had agreed on, but unfortunately they never delivered what was promised. At first, I was worried that I had lost my money, but PayPal's buyer protection gave me the confidence to file a dispute. The process was straightforward, and I was able to provide the details of what had happened. Throughout the process, I felt that my case was treated fairly and professionally. After reviewing the evidence, PayPal ruled in my favor and refunded the full $250. What impressed me most wasn't just getting my money back—it was the peace of mind of knowing that there was a company willing to stand behind its users when something went wrong. In today's online world, that kind of protection is invaluable. I'm genuinely grateful for the support I received and will continue using PayPal because I know they take customer protection seriously. Thank you, PayPal, for turning what could have been a costly and frustrating experience into one that restored my trust in online transactions. Reviewed on: 8th July 2026

I’ve never had any bad experiences when paying in 3,...

I’ve never had any bad experiences when paying in 3, it’s always smooth. Reviewed on: 8th July 2026

So easy!

I love it when companies offer PayPal as I know I don’t have to put in card details again and it makes my transactions safer a quicker Reviewed on: 8th July 2026

PayPal PayPal in 3

Paypal offer a wonderful Pay in 3 option that helps greatly by allowing me to pay for my larger purchase bills in instalments, thus easing the financial pressure each month. It has been a godsend for me as without this, I would've struggled to make the required payment amount. Winner winner! Reviewed on: 8th July 2026

Paypal is simple to use and an efficient way to pay...

Paypal is simple to use and an efficient way to pay money to my friends and family Reviewed on: 8th July 2026

Pay in 3

Pay in 3 was easy to set up and worked well to help me spread the cost of more expensive items Reviewed on: 8th July 2026

Excellent service, no fuss.

Excellent service, no fuss. Reliable and intuitive application Reviewed on: 8th July 2026

Confidence in making payments and support when needed.

Confidence in making payments and support when needed. Reviewed on: 8th July 2026

Easy and simple

Easy and simple to use and track money. The app is smooth and I could pay off early if needed Reviewed on: 8th July 2026

Have no problems paying bills with PayPal.

Have no problems paying bills with PayPal. Helpful if goods do not arrive. Reviewed on: 8th July 2026

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