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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95664 reviews)

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4.76

Based on 95,358 reviews, last reviewed 9th Jul 2026

506% increase in 5 star reviews

in the past 90 days

458% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

So easy with peace of mind for secure payment So easy with peace of mind knowing it is secure Reviewed on: 9th July 2026

Latest lowest rating:

2

The "Pay in 3" isn't useful. The "Pay in 3" function gets changed or revoked all the time. It's an unreliable service! It's never available when I would like to use it, yet it's a... Read more Reviewed on: 9th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (95693)

Excellent and Convenient Payment Option

I’ve had a great experience using PayPal Pay in 3. The application process was quick and straightforward, and I received an instant decision. It made it much easier to spread the cost of my purchase without any hassle. The payments were taken automatically on the agreed dates, which helped me stay organised and avoid missing any instalments. I also appreciated being able to track everything easily through the PayPal app. Overall, PayPal Pay in 3 is a convenient, reliable, and user-friendly way to manage larger purchases. The whole process was smooth from start to finish, and I liked the transparency of seeing upcoming payments clearly displayed. It gave me extra flexibility when budgeting for a larger purchase without adding stress. I would definitely recommend it to anyone looking for a flexible payment option. Reviewed on: 7th July 2026

Very easy process to follow and action

Very easy process to follow and action Reviewed on: 7th July 2026

Convenience

I’ve used them mutiple times for split payments and it’s the most convenient service available Reviewed on: 7th July 2026

Always been good when I've needed to use it.

Always been good when I've needed to use it. Haven't had to deal with customer service so kept it neutral Reviewed on: 7th July 2026

I love paypal its the safest way to shop online noon...

I love paypal its the safest way to shop online noone can get your card details & if like me u want to start Christmas shopping early you can spread the cost with pay in 3 I love the app as you can as much or as little back as you want. Reviewed on: 7th July 2026

Never had any issues!

Never had any issues, really happy with the service, updates and the app Reviewed on: 7th July 2026

Very easy to use and helps spread the cost

Very easy to use and helps spread the cost Reviewed on: 7th July 2026

Its a great service.

Its a great service. Supports being able to afford items that you may not be able to pay for outright. Reviewed on: 7th July 2026

Great service easy to understand helpful staff

Great service easy to understand helpful staff Reviewed on: 7th July 2026

Easy to use experience and provides a lot of functio...

Easy to use experience and provides a lot of functionality. Reviewed on: 7th July 2026

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