Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (95015 reviews)

View other PayPal products

4.76

Based on 94,469 reviews, last reviewed 8th Jul 2026

504% increase in 5 star reviews

in the past 90 days

494% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (95061)

Long time PayPal costumer

I have used PayPal for over 10 years and have been using PayPal: pay in 3 since it has launched. The service is effective and effortlessly easy to use. I receive an email before a payment is due, which PayPal does automatically. I appreciate the service being interest free and with buyer protection which allows me to feel safe when making big purchases. Reviewed on: 7th July 2026

Always feel safe when I know i can pay with PayPal,...

Always feel safe when I know i can pay with PayPal, its gives the customers that extra piece of mind and with the pay in 3 helps with the cost of living at the moment Reviewed on: 7th July 2026

I’m a huge fan of PayPal.

I’m a huge fan of PayPal. I’ve used their pay in three service for many years. It enables me to budget for larger purchases with the peace of mind that an excellent service is always guaranteed. The money is taken automatically - I don’t even have to think about it but I get reminders to help me. I use PayPal all the time. Wouldn’t be without it. Reviewed on: 7th July 2026

Amazing flexibilty of PayPal Pay in 3

By being a regular user of PayPal, the Pay in 3 feature gives me the flexibility that other debit cards and credit cards cannot match. It allows me to buy the items I need whilst organising my finances. Reviewed on: 7th July 2026

My GoTo for payments

Very easy to make and receive secure payments! A great tool for online purchases, including Amazon & Ebay. Well done for your great service. Keep up providing your quality product. Reviewed on: 7th July 2026

PayPal pay in 3

Regular user of PayPal pay in 3, it's an easy and straightforward way to spread the cost without paying any interests. I like the simplicity of applying for it, just like a normal PayPal transaction and they always send a reminder few days before taking the next payment: simply great service. Reviewed on: 7th July 2026

Thanks very much for everything I'm very happy to Pa...

Thanks very much for everything I'm very happy to PayPal me recommended for everyone using PayPal bicoz seifty card and everything. Thanks very much PayPal Reviewed on: 7th July 2026

Paypal - a champion for online payments

My experience with PayPal Pay in 3 has been extremely positive. It has helped me book urgent appointments with private doctors while allowing me to repay the cost in a more balanced and structured way. Overall, PayPal is a service I use regularly online. I feel secure making payments through PayPal because I trust that, if something goes wrong, they will help resolve the issue. I trust the service and would be very disappointed if PayPal Pay in 3 or PayPal overall were no longer available Reviewed on: 7th July 2026

Easy to set up and pay!

Easy to set up and pay! Convenient for spreading out payments for larger purchases Reviewed on: 7th July 2026

Helps to pay for items

Its good because some things you just can't afford straight out so 3 payments help a lot Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Buy now pay later
from Clearpay 3.76 from 58 reviews
next 3step
from Next 4.18 from 5 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 172263 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub