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PayPal: Pay in 3 reviews

4.76
Based on 101,298 reviews, last reviewed 1st Sep 2026
31% increase in 5 star reviews
in the past 90 days
30% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I love to use it in 3 payments 0% I love to use it in 3 payments 0% Reviewed on: 1st September 2026
Lukasz P's avatar
Lukasz P

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101298)

Always feel safe if I pay through PayPal

5
Always feel safe if I pay through PayPal Reviewed on: 8th July 2026

Quick and Easy

4
It's a very simple process and all the information is easy to understand. It makes that big purchase sometimes feel a little more manageable. Reviewed on: 8th July 2026

Easy to use approved quickly supports budgeting

5
Easy to use approved quickly supports budgeting Reviewed on: 8th July 2026

Reliable and trustworthy company, no hidden fees.

5
Reliable and trustworthy company, no hidden fees, cashback on purchases, use daily. Reviewed on: 8th July 2026

All good, never had any problems.

5
All good, never had any problems. I like that PayPal can help you to dispute payment if there is a problem with the purchase. Reviewed on: 8th July 2026

PayPal is always efficient, deals with requests prom...

5
PayPal is always efficient, deals with requests promptly, never had problem with company Reviewed on: 8th July 2026

I regularly use PayPal for payments and transactions...

5
I regularly use PayPal for payments and transactions, it is simple and secure. The app is easy to use. The other person receiving or sending payment does not have to have PayPal. I have used it for years and will continue to do so. Reviewed on: 8th July 2026

The only trusted option when making a purchase online

5
It’s so easy and straightforward to use, able to finance, hold funds or sent money. It just works Reviewed on: 8th July 2026

Treat yourself

5
I think sometimes when your a little short one month it helps to pay in three instalments Reviewed on: 8th July 2026

Sense of security for payments

4
Very effective, sense of security in case of fraud. Sometimes difficult to navigate to the area of help you need. Disputes slightly difficult to set in motion. Overall a safer way of shopping which I use, when I can majority of the time. Reviewed on: 8th July 2026

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