Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 94,469 reviews, last reviewed 8th Jul 2026
504% increase in 5 star reviews
in the past 90 days
494% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Helpful and hassle free I've made several payments now with buy now pay in three monthly installments with out interest and I've been able to afford some of the things that w... Read more Reviewed on: 8th July 2026

Latest lowest rating:

1

Worst company even would be funny if wasn’t costing me Got blocked out of account due to you needing additional security which includes an historic phone number - no other options to validate ID. Tried cus... Read more Reviewed on: 8th July 2026
Thomas M's avatar
Thomas M

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (94641)

Brilliant good service quick easy to use.

5
Brilliant good service quick easy to use. Would recommend to everyone. Reviewed on: 7th July 2026

Reliable and Stedfast.

5
Amazing experience. Always reliable and steadfast. Never let me down..Pay in 3 is a God send. Reviewed on: 7th July 2026

PayPal is good and handy and useful

4
PayPal is good and handy and useful Reviewed on: 7th July 2026

Great service & love pay in 3

5
Great service and secure way to pay for items. Love the pay in three to space out payments with interest free. Great for unexpected costs that can be paid in 3 instalments Reviewed on: 7th July 2026

Very easy to use and all the important information i...

5
Very easy to use and all the important information is upfront. Reviewed on: 7th July 2026

Easy to use and t and cs clear.

5
Easy to use and t and cs clear. Regular emails and clear communication Reviewed on: 7th July 2026

PayPal pay in 3 is very quick, easy and convenient t...

5
PayPal pay in 3 is very quick, easy and convenient to use. Hassle free. Reviewed on: 7th July 2026

A service I can trust when it comes to Paying

5
Trust is paramount and I trust PayPal implicitly. Always striving to give you an excellent service. Offer multiple options of repayment. Extremely easy to use, they take care of everything, especially my security. Their service is fast, efficient, reliable and, above all, trustworthy. Reviewed on: 7th July 2026

Great experience with PayPal

4
Great experience paying with PayPal. Easy to use and very intuitive. Reviewed on: 7th July 2026

Excellent idea of pay in three with no interest.

5
Excellent idea of pay in three with no interest. Used this when unexpected costs occurred and was able to spread the payments. Customer service is also excellent being able to speak with a representative rather than a bot. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 171775 reviews
    PayPal
  • Payments

    from PayPal 4.70 from 3835 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 119 reviews
    PayPal
    View all products