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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101298 reviews)

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4.76

Based on 101,298 reviews, last reviewed 1st Sep 2026

31% increase in 5 star reviews

in the past 90 days

30% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I love to use it in 3 payments 0% I love to use it in 3 payments 0% Reviewed on: 1st September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (101298)

Very easy to use and with paypal plans, i am able to...

Very easy to use and with paypal plans, i am able to spread the cost of a big purchase. Reviewed on: 8th July 2026

Easy to use and handy to have.

Easy to use. Saves entering your own card details. Security with purchases when using PayPal, if things go wrong. Earn points and can redeem against purchases. Can be accepted everywhere. Saves carrying a physical card, as it can all be completed on your phone. Would definitely recommend. Also easy to add money. If it’s from another bank card it appears within minutes. Reviewed on: 8th July 2026

Excellent service

PayPal pay in 3 is an excellent service, easy to use with no complicated instructions. I am able to make the purchases I want without the worry of the financial strain as the cost is spread over 3 payments, this is a massive help for me. Overall brilliant experience. Reviewed on: 8th July 2026

Disputes can take too long to resolve

Disputes can take too long to resolve Reviewed on: 8th July 2026

PayPal is safe, fast, reliable and convenient.

PayPal is safe, fast, reliable and convenient.. It is usually my preferred method if any website is offering PayPal, only because I find them safe to deal with. Reviewed on: 8th July 2026

Pay in 3 - great for budgeting

Find pay in 3 really useful to spread the cost of purchases. Easy to set up and useful reminders sent so you know when your payments are coming out. Reviewed on: 8th July 2026

Easy to use, good service.

Easy to use, good service. Convenient Reviewed on: 8th July 2026

Easy to use, spread the cost

Easy to use, clear messaging what payment is coming up, ability to buy items and spread the cost. No extra or hidden charges. Reviewed on: 8th July 2026

Never had bad experience, easy to use,

Never had bad experience, easy to use, Reviewed on: 8th July 2026

The best

Is a good finance provider and make easier for people to afford products and pay later Reviewed on: 8th July 2026

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