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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101298 reviews)

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4.76

Based on 101,298 reviews, last reviewed 1st Sep 2026

31% increase in 5 star reviews

in the past 90 days

30% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I love to use it in 3 payments 0% I love to use it in 3 payments 0% Reviewed on: 1st September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (101298)

Easy way to pay.

Easy way to pay. It's good to be able to break payments down into 3...enables you to buy but spread the cost without breaking the bank. Reviewed on: 8th July 2026

Easy & flexible payment method!

I’ve always found PayPal an easy and flexible way to pay for items and services. I also love my new PayPal debit card where I can earn points every time I spend! Reviewed on: 8th July 2026

The Flexibility and security of Paypal is reassuring.

I have been with Paypal now for many years, starting as an adjunct to eBay but growing to a purchasing and money transfer source of choice. The flexibility of payments and especially receiving money from friends and withdrawing to a bank is second to none and bulletproof. For the larger purchases I invariably choose Pay in Three to spread the cost although I have never had occasion to use Paypal Credit I imagine it to be seamless. I particularly like the way that Paypal acts as a 'buffer' between my bank or credit cards and the seller particularly if they are unfamiliar. Reviewed on: 8th July 2026

PayPal is always my first choice

PayPal is always my first choice when paying for products online. I particularly like the choice of the pay in 3 plan. Reviewed on: 8th July 2026

Great service and amazing company!

Great service, easy to contact, just all round amazing! Never had no issues unlike other sites! No random outgoing payments. App makes it so easy to follow and see what is going out when and makes it so easy to track spendings. Reviewed on: 8th July 2026

To the Point

Excellent service all questions answered knowledgeable, friendly and efficient. Ease of access and clear. Fuss free very happy with all aspects of the process. Reviewed on: 8th July 2026

Reliable and reassuring.

Reliable and reassuring. PayPal has never let me down. It is always available. It is quick and dependable Reviewed on: 8th July 2026

PayPal is best in its services.

PayPal is best in its services, I have been using payPal for more than 6 years and happy to be continued customer. Reviewed on: 8th July 2026

things are always straightforward

I use PayPal a lot when buying online, because I know from experience they will protect my money if anything goes wrong. I have had an couple of experiences where things have gone wrong with a retailer and PayPal have very quickly taken control and sorted it out with no issues and returned mymoney.promptly. Reviewed on: 8th July 2026

payment issues

Whenever I have had any payment issues PayPal have always sorted it out very quickly Reviewed on: 8th July 2026

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