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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93378 reviews)

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4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (93423)

Buyer Protection & Security

Users broadly appreciate the ability to checkout at millions of online stores without exposing their credit card or bank details to every single merchant. The PayPal Buyer Protection program is a standout feature for resolving disputes over items that never arrive or differ significantly from the description Reviewed on: 6th July 2026

No complaints about PayPal, it's easy to use too

No complaints about PayPal, it's easy to use too Reviewed on: 6th July 2026

Pay in 3 is great for the likes of myself as I can f...

Pay in 3 is great for the likes of myself as I can find it really difficult to be able to have the finances to pay for products etc in full and it really helps to break that up Reviewed on: 6th July 2026

Spreading the cost and zero % interest......

I have used PayPal pay in 3 just a few times. It is very straightforward to use, it is all explained very well and I love the notification when a payment is due. Spreading the cost over 3 payments with zero % interest, what is there not to like. Thank you PayPal and keep up the good work. Reviewed on: 6th July 2026

Seasonally Confused but Financially Supported

Pay in 3 is the reason I can afford my cycling club kit without selling a kidney. The shop only opens twice a year, usually in the wrong season, but Pay in 3 saves me every time. It’s basically my financial stabilisers. Reviewed on: 6th July 2026

Using pay in there is so easy and convenient...

Being able to pay in three really helps me to get the things I love straight away, without having to save first, and risk losing that purchase and it’s so easy to use Reviewed on: 6th July 2026

Always easy to use with clear instructions

Always easy to use with clear instructions Reviewed on: 6th July 2026

Being able to pay for high cost items in 3 interest...

Being able to pay for high cost items in 3 interest free payments has allowed me to bye the things I need and budget in a sensible way. Reviewed on: 6th July 2026

Very easy to use and useful to be able to spread pay...

Very easy to use and useful to be able to spread payments out over 3 months not incur additional costs Reviewed on: 6th July 2026

Stress free Easy

Easy, fast and affordable. So easy and available to use across multiple platforms, Reviewed on: 6th July 2026

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