Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (93133 reviews)

View other PayPal products

4.76

Based on 91,663 reviews, last reviewed 8th Jul 2026

499% increase in 5 star reviews

in the past 90 days

467% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Excellent Experience I have used PayPal for long time and so far no issues.May be you can improve on more user friendly web.good all round. Reviewed on: 8th July 2026

Latest lowest rating:

1

I got the card and its useless, trying to login is a... I got the card and its useless, trying to login is always a nightmare security Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (93146)

Great fast purchases.

Great fast purchases. Online shopping as it should be. Reviewed on: 5th July 2026

PayPal is reliable and trustworthy and this is all y...

PayPal is reliable and trustworthy and this is all you want. With PayPal you have peace of mind. Thank you PayPal. Reviewed on: 5th July 2026

Excellent service - trust them explicitly with my mo...

Excellent service - trust them explicitly with my money and would definitely recommend. Reviewed on: 5th July 2026

Pay in 3 is perfect for me!

I love PayPal: Pay in 3 because it makes life so much easier to spread the cost for large purchases without having to fill out online forms. A few simple clicks and it’s arranged and I get reminders of when the money is coming out of my account. I mainly use it for big purchases like holidays, but I’ve used it to pay for a washing machine. It’s been invaluable and I’ve recommended to friends and family who also make use of it. It’s especially handy for booking Jet2 holidays. Reviewed on: 5th July 2026

Quick and easy

Very quick and easy experience, and unlike some others there is no late fees Reviewed on: 5th July 2026

Fantastic

It was simple and straightforward which was what was needed as I’m short on time. Meant I could spread payments out making it easier to stick to my budget. I would definitely recommend. Reviewed on: 5th July 2026

Convenience and speed

I find the convenience of using PayPal easy when available at an online retailer I have not used before Reviewed on: 5th July 2026

The best financial help I have ever had.

i have been using Paypal for years, I love it, especially the pay in 3. I can order while an item is on offer and pay over 3 months, or I can pay it off when I get paid, so I don't have to wait. it is so easy to use, I don't give out my card details to lots of people, I feel so much safer and protected now. I have never had a problem with PayPal and I feel more confident and in control. I can check all my receipts on the PayPal account, billing dates, account numbers etc, no need to panic if I can't find a receipt. PayPal really is the best financial help I have ever had. Reviewed on: 5th July 2026

The pay in 3 is such a God send

The pay in 3 is such a God send when needing to buy expensive items as it takes a huge amount of stress from you when you need to buy them. Reviewed on: 5th July 2026

When I have issues as I am at present with Temu taki...

When I have issues as I am at present with Temu taking more than £700 without authority they explained step by step for me I an a 78yr old and disabled. Reviewed on: 5th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from Buyline 4.37 from 26 reviews
Buy Now Pay Later
from Etika 4.80 from 663 reviews
Klarna card
from Klarna 4.02 from 4 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 170334 reviews
Payments
from PayPal 4.70 from 3831 reviews
Credit card
from PayPal 4.70 from 117 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub