Paid advertisement
Smart Money People Logo
Newsletter

PayPal: Pay in 3 reviews

4.76
Based on 101,299 reviews, last reviewed 4th Sep 2026
26% increase in 5 star reviews
in the past 90 days
26% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used PayPal for over 20 years and found the ser... I've used PayPal for over 20 years and found the service to be excellent, particularly when I first started using PP. More recently, not so good as I ... Read more Reviewed on: 4th September 2026
John Smith's avatar
John Smith

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101299)

Always use PayPal

5
Always use PayPal for purchases, never had any problems love the fact it’s so easy and secure. Reviewed on: 8th July 2026

Very helpful.

5
Very helpful.Providing help with my all expenses Reviewed on: 8th July 2026

Great service.

5
Great service. Easy and straight to the point Reviewed on: 8th July 2026

Cost effective, able to spread the cost

5
Cost effective, able to spread the cost of large household items. Able to pay back earlier without any hassle. Able to use on some fantastic websites/brands. Very quick and easy to use, approval within a minute Reviewed on: 8th July 2026

Paypal is very safe online provider.

5
Paypal is very safe online provider. I don't buy on sites that don't have Paypal as one of the payment choice . Reviewed on: 8th July 2026

Easy to pay with.

5
Easy to pay on line. Provides more security and peace of mind. Quick to resolve disputes. Reviewed on: 8th July 2026

Best payment option

5
I found it the best and safest way to make purchases. I like that you have the opportunity to pay in three payments for your purchases. Saves having a big chunk of your money out of your bank in one go. I am very satisfied with the service. Reviewed on: 8th July 2026

I’ve had an excellent experience with PayPal.

5
I’ve had an excellent experience with PayPal. It’s fast, secure, and incredibly easy to use for both sending and receiving money. I feel confident making online purchases because of the buyer protection, and transactions are usually processed quickly. The app is user-friendly, and customer service has always been helpful whenever I’ve needed assistance. I highly recommend PayPal to anyone looking for a safe and reliable payment service. Reviewed on: 8th July 2026

Very easy to use and intuitive app.

5
Very easy to use and intuitive app. The pay in 3 function is particularly handy when funds are tight before payday. Reviewed on: 8th July 2026

Pay in 3 us amazing

5
Always have had great communication with PayPal. Pay in 3 is amazing and affordable option if you're struggling at the time of purchase Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Credit

    from PayPal 4.73 from 181141 reviews
    PayPal
  • Payments

    from PayPal 4.72 from 3855 reviews
    PayPal
  • Credit card

    from PayPal 4.66 from 126 reviews
    PayPal
    View all products