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PayPal: Pay in 3 reviews

4.76
Based on 85,182 reviews, last reviewed 7th Jul 2026
447% increase in 5 star reviews
in the past 90 days
435% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026
Lee H's avatar
Lee H

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026
Scott B's avatar
Scott B

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (89894)

Very,very useful !

5
I haveuded pay in 3 on quite a few occasions now and I find it very convenient for spreading the cost of more expensive items across three months. Certainly value for money, especially with the added bonus of no interest ! I have been a user of PayPal for quite a few years now and I have reservations about using other vendors but not PayPal. It's easy to use once approved and your purchase is completed there and then. Fantastic !!! Reviewed on: 27th June 2026

My Experience With PayPal Is Always Amazing.

5
My Experience With PayPal Is Always Amazing. Their Support Team Is Always Willing To Assist You. Reviewed on: 27th June 2026

Interest free? Yes please!

5
Great to have the opportunity of spreading a payment over three months without paying any interest. Most convenient. Reviewed on: 27th June 2026

It has been incredibly convenient, especially...

5
It has been incredibly convenient, especially when buying large purchases. I have had no issues with this feature. Reviewed on: 27th June 2026

Always quick to solve any problems

5
Always quick to solve any problems Reviewed on: 27th June 2026

I love PayPal and have been a longstanding customer,...

5
I love PayPal and have been a longstanding customer, and their pay in three is a great service - why wouldn’t you spread across three interest free payments? The only thing that lets them down is the new, and godawful, PayPal assistant ai customer service bot. Reviewed on: 27th June 2026

Why I would recommend PayPal

5
Used PayPal for years handy when you want to spread the cost a bit. Very secure and any problems are sorted out very quickly. Reviewed on: 27th June 2026

Quick and easy!

5
Quick and easy. Helps spread the cost of my purchase into more manageable payments, Reviewed on: 27th June 2026

Quick and easy to use.

5
Quick and easy to use. Didn’t have to wait long for the pay in 3 Reviewed on: 27th June 2026

Pay in three is amazing, no interest and just easy.

5
Pay in three is amazing, no interest and just easy. PayPal credit is great with multiple no interest deals with great timescales. Reviewed on: 27th June 2026

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