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PayPal: Pay in 3 reviews

4.76
Based on 101,299 reviews, last reviewed 4th Sep 2026
26% increase in 5 star reviews
in the past 90 days
26% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used PayPal for over 20 years and found the ser... I've used PayPal for over 20 years and found the service to be excellent, particularly when I first started using PP. More recently, not so good as I ... Read more Reviewed on: 4th September 2026
John Smith's avatar
John Smith

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101299)

Extra protection

5
I use PayPal to protect myself when purchasing. I have very occasionally needed help when things haven’t arrived or other problems and PayPal have been able to intervene and sort things out for me. Reviewed on: 8th July 2026

Simple to use and reliable- trustworthy and I like t...

5
Simple to use and reliable- trustworthy and I like the payment options (pay in 3). No scams Reviewed on: 8th July 2026

I feel confident using paypal.

5
I feel confident using paypal. I know its secure and its my preference. Reviewed on: 8th July 2026

Pay in 3 is super convenient!

5
Pay in 3 is super convenient makes shopping so much easier and its very simple to use.Highly recommend paypals service Reviewed on: 8th July 2026

Installment

5
PayPal pay in 3 is very helpful in making bulk payments and it’s very reliable and easy to use. Also the delivery tracking system is another beautiful system . The fact and we can send money across friends and family it’s very lovely. Reviewed on: 8th July 2026

This is a fantastic way to help me pay for things I...

5
This is a fantastic way to help me pay for things I really can't afford outright, been a single mum of 6 this really helps, its safe, easy to use Reviewed on: 8th July 2026

Makes it Easy & Safe

5
I live on a fixed income and really like pay in 3 because I worry about paying offdebits over long periods. Reviewed on: 8th July 2026

Best way to pay

5
I use it all the time, it's quick, easy and gave never had any issues using it Reviewed on: 8th July 2026

I love PayPal pay in 3

5
I use pay in 3 regularly, it helps me buy things and pay off in a more manageable sum, meaning the month is more manageable. I love PayPal pay in 3 and would be lost without it. Reviewed on: 8th July 2026

Very happy!

5
I've been using PayPal for years and have been very happy with the service, thanks. Reviewed on: 8th July 2026

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