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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (90898 reviews)

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4.76

Based on 85,182 reviews, last reviewed 7th Jul 2026

447% increase in 5 star reviews

in the past 90 days

435% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Absolutely brilliant service always happy to help Absolutely brilliant service always happy to help Reviewed on: 7th July 2026

Latest lowest rating:

1

I have been cheated out of £80 from a company that i... I have been cheated out of £80 from a company that is known for it i put a claim in and PayPal turned it down in favour of the company I appealed and ... Read more Reviewed on: 7th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

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PayPal Pay in 3 reviews (91029)

Trusted and easy to use

A great experience from a well trusted establishment, very easy to use clear and easy to understand Reviewed on: 30th June 2026

It was so easy to use and convenient

It was so easy to use and convenient Reviewed on: 30th June 2026

Fantastic service

Fantastic financial services, multiple ways to pay, and comfortable control over how I pay throughout the year. Reviewed on: 30th June 2026

Helpful way to buy.

I've been using the pay in 3 for some time, it's a great way to buy the things you want without putting a big hole in your finances and that what I love about it. 10 /10 from me. Reviewed on: 30th June 2026

100% recommended

My experience was very easy which I love, would 100% recommend. Reviewed on: 30th June 2026

A great and convenient way of paying for items

A great and convenient way of paying for items Reviewed on: 30th June 2026

A dream come true

Thanks to PayPal pay in 3 I have managed to cover essential expenses and also indulge myself and my family from time to time. It’s one of the only services with 0% interest rate and along with the fact that the transactions are always smooth and reliable, I’d say with great confidence that it is truly the best financial provider out there. It has also helped manage my finances quite effectively since I can plan to repay my purchases in 3 instalments rather than having financial plans that drag on for ever. It wouldn’t be an exaggeration to say that thanks to PayPal I’ve managed to fulfill some dreams making that dream holiday come true! Thank you PayPal! Reviewed on: 30th June 2026

The variety of Paypal options for payment terms and...

The variety of Paypal options for payment terms and credit and also the fact it's available in so many places now. Reviewed on: 30th June 2026

I used the pay over 3 months option for the first ti...

I used the pay over 3 months option for the first time ever - it was clear and I got approved immediately. Makes making those bigger purchases less daunting and helps me not to use my credit card unnecessarily. Reviewed on: 30th June 2026

Easy to get set up with just a few button clicks, ea...

Easy to get set up with just a few button clicks, easy to pay off early if you wish. Reviewed on: 30th June 2026

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