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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (80016 reviews)

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4.76

Based on 80,012 reviews, last reviewed 5th Jul 2026

1809% increase in 5 star reviews

in the past 90 days

1286% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Can trust PayPal Trust PayPal with online transactions Reviewed on: 5th July 2026

Latest lowest rating:

1

Pay regularly usually before payment due then after... Pay regularly usually before payment due then after a year stop the facility. Reviewed on: 5th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (80017)

Flawless and fast

I have used it for 20 years. No issues Reviewed on: 11th June 2026

Always quick to respond & resolve

Always quick to respond & resolve Reviewed on: 11th June 2026

PayPal is easy and quick to use.

PayPal is easy and quick to use. The ability to make pay in 3 interest free payments is excellent for bigger purchases Reviewed on: 11th June 2026

VERY GOOD EXPERIENCE, WITH NO PROBLEMS AND EASY TO USE

VERY GOOD EXPERIENCE, WITH NO PROBLEMS AND EASY TO USE Reviewed on: 11th June 2026

I love the ease of pay in 3 as it allows you to spre...

I love the ease of pay in 3 as it allows you to spread the cost interest free. It also boosts your credit. Fabulous idea. Keep up the good work Reviewed on: 11th June 2026

Love PayPal very easy to use and flexible

Love PayPal very easy to use and flexible Reviewed on: 11th June 2026

Never had a problem.

Never had a problem. Always happy with the speed Reviewed on: 11th June 2026

Simple way to spread cost.

Simple way to spread cost. Easy to use. Reasonable payment options Reviewed on: 11th June 2026

They are my go-to for interest free short term loans.

Very easy to use. Despite new competition they are my go-to for interest free short term loans. Available in most of my online shopping systems so all purchase details are all in one place and therefore easy to manage / overview. Reviewed on: 11th June 2026

PayPal in 3 is an easy budget tool

PayPal pay in 3 is an easy and cheap way to spread the cost of items. It allows me to purchase higher price items and know they will be paid off in 3 months interest free. I have used it for all sorts of household equipment and mainly presents I couldn't have purchased outright at the time. Reviewed on: 11th June 2026

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