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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (80030 reviews)

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4.76

Based on 80,012 reviews, last reviewed 5th Jul 2026

1809% increase in 5 star reviews

in the past 90 days

1286% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Can trust PayPal Trust PayPal with online transactions Reviewed on: 5th July 2026

Latest lowest rating:

1

Pay regularly usually before payment due then after... Pay regularly usually before payment due then after a year stop the facility. Reviewed on: 5th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (80030)

3 Reasons to Smile

The Pay in 3 option that Paypal offer at checkout has made my finances so much more manageable. Spreading the cost on higher value purchases is always welcome when thinking about your other outgoings like household bills. The fact it's interest free also, is brilliant. Reviewed on: 11th June 2026

Easy payment option...

I like that it makes it easier to pay for things that are a little more expensive in three payments Reviewed on: 11th June 2026

Good option for big purchases.

Good option for big purchases. Split the price in 3 to make it more manageable on tighter budget Reviewed on: 11th June 2026

Pay in 3 convenient for me quick and easy to...

Pay in 3 convenient for me quick and easy to use Reviewed on: 11th June 2026

Easy Option Choice

quick and easy to set up and pay using different options Reviewed on: 11th June 2026

It couldn’t be better having the ability to buy an i...

It couldn’t be better having the ability to buy an item sooner and not to have to pay interest Reviewed on: 11th June 2026

Dress m&s

Easy to use gives flexibility on payment and hassle free. Reviewed on: 11th June 2026

Pay in 3 very good point on spending excellent

I have very satisfying experience Reviewed on: 11th June 2026

Pay in 3 great if you need to make a larger purchase

Very easy to use, the PayPal + is an added bonus when paying over 3 months too. I like the fact it gives me the option to spread the cost if it's a larger purchase. Reviewed on: 11th June 2026

Easy to set up and timely notifications of upcoming...

Easy to set up and timely notifications of upcoming payments Reviewed on: 11th June 2026

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