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PayPal: Pay in 3 reviews

4.76
Based on 101,299 reviews, last reviewed 4th Sep 2026
26% increase in 5 star reviews
in the past 90 days
26% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I've used PayPal for over 20 years and found the ser... I've used PayPal for over 20 years and found the service to be excellent, particularly when I first started using PP. More recently, not so good as I ... Read more Reviewed on: 4th September 2026
John Smith's avatar
John Smith

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026
s hey's avatar
s hey

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal Pay in 3 reviews (101300)

I feel protected and confident

4
I feel protected and confident using it for payments. Reviewed on: 8th July 2026

piece of mind

5
Service has met expectations and gives piece of mind Reviewed on: 8th July 2026

I’ve used PayPal for many years and I have always ha...

5
I’ve used PayPal for many years and I have always had a great experience. Being able to pay back later was a great addition to the service. Reviewed on: 8th July 2026

A great way to spread the cost.

5
A great way to spread the cost. The pay in 3 really helps get the stuff we need. Reviewed on: 8th July 2026

The pay in 3 service is very helpful in the way it d...

5
The pay in 3 service is very helpful in the way it divides the payments into small amounts, making it less stressful to buy needed items. One criticism I have is that during the second and third payments, it doesn't give enough details for one to know exactly what transaction it is related to and whether it was the second or third payment. Reviewed on: 8th July 2026

Safe and easy to use.

5
Safe and easy to use. I have been using PayPal for. many years ,now, and I never had any issues . It's a very fast metod of payment online, and also safe. They also offer the pay in three installments option, which is very useful. Reviewed on: 8th July 2026

Excellent free service, secure payment facility gre...

5
Excellent free service, secure payment facility great pay in 3 option interest free. Easy to use. Reviewed on: 8th July 2026

good to deal with easy to deal with

5
good to deal with easy to deal with Reviewed on: 8th July 2026

Always so easy to use and good communication about u...

5
Always so easy to use and good communication about upcoming payments . My first choice now for purchases! Reviewed on: 8th July 2026

It’s been fast and easy to use, no complications whe...

5
It’s been fast and easy to use, no complications when using it. Reviewed on: 8th July 2026

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