Write a review

Newsletter

Go to business site

PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (101300 reviews)

View other PayPal products

4.76

Based on 101,299 reviews, last reviewed 4th Sep 2026

26% increase in 5 star reviews

in the past 90 days

26% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

I've used PayPal for over 20 years and found the ser... I've used PayPal for over 20 years and found the service to be excellent, particularly when I first started using PP. More recently, not so good as I ... Read more Reviewed on: 4th September 2026

Latest lowest rating:

1

You are the worst customer service company going Vis... You are the worst customer service company going Visa MasterCard are much better at resolving disputes Reviewed on: 26th July 2026

Read all reviews Write a review

About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: Pay in 3 now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal Pay in 3 reviews (101300)

Excellent!

Excellent! Always use PayPal. Can’t fault it, quick easy and affordable! Reviewed on: 8th July 2026

When I need to use PayPal it just works!

When I need to use PayPal it just works! Reviewed on: 8th July 2026

My go too for payment.

I have always had excellent service from PayPal any dispute was sorted quickly. PayPal is my go to for anything I order online. The pay in 3 is excellent way of not not paying all at once. You can see when and who you ordered from. Love that you get reminders of when you next payment will be taken out. For me it’s PayPal all the way. If there is an option to pay by PayPal that’s what I do. Reviewed on: 8th July 2026

Stress free PayPal pay in 3

PayPal is the best because its stress worry free to use, any problems you know its a guaranteed refund. With all the online buying that are basically frauding people with fake goods as I have experienced thats not a worry with paypal. Also the pay in 3 is handy for larger items or if you need abit of extra help as money is short for nearly everyone these days. Reviewed on: 8th July 2026

Hassle free

Easy to use. Gives peace of mind when using a new company for the first time as you get paypal back up if anything goes wrong. Can spread payments interest free if over £30. Reviewed on: 8th July 2026

Always very easy and safe to use

Always very easy and safe to use Reviewed on: 8th July 2026

The pay in three system for purchases over a certain...

The pay in three system for purchases over a certain amount is a very useful facility for budgeting. Reviewed on: 8th July 2026

Quick and easy approval, simplicity in getting every...

Quick and easy approval, simplicity in getting everything done which was a great convenience, would highly recommend using the facilities Reviewed on: 8th July 2026

Great until you have a problem

I have used PayPal for many years and always found it to be great. However when I had an issue recently it was extremely difficult to get through to an actual person to speak with, I was very worried about an incident involving PayPal credit and found the support to be minimal. Reviewed on: 8th July 2026

Peace of mind

Always quick, convenient and above all, safe Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail finance
from PayItMonthly 4.81 from 295 reviews
Buy Now Pay Later
from Klarna 4.39 from 565 reviews
Buy Now Pay Later (discontinued)
from Laybuy (inactive company) 2.91 from 34 reviews

Want to see more from PayPal?

PayPal Credit
from PayPal 4.73 from 181143 reviews
Payments
from PayPal 4.72 from 3855 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub