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PayPal: Pay in 3 reviews

Name: Pay in 3
Rating: 4.76 (80038 reviews)

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4.76

Based on 80,012 reviews, last reviewed 5th Jul 2026

1809% increase in 5 star reviews

in the past 90 days

1286% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Can trust PayPal Trust PayPal with online transactions Reviewed on: 5th July 2026

Latest lowest rating:

1

Pay regularly usually before payment due then after... Pay regularly usually before payment due then after a year stop the facility. Reviewed on: 5th July 2026

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About this product

PayPal Pay in 3 is a Buy Now, Pay Later option that lets eligible UK customers split the cost of an online purchase into three interest-free instalments.

There are no interest, setup or late fees for eligible purchases, and eligible transactions are covered by PayPal Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal Pay in 3 reviews (80038)

Love Pay in 3 !

Pay in 3 is really handy, it’s so easy to use , very quick to set up, and paying over 3 months really helps! I have used it loads of times, and will continue to do so. Thank you PayPal ! Reviewed on: 11th June 2026

It’s helped me budget and get larger items without f...

It’s helped me budget and get larger items without feeling guilty Reviewed on: 11th June 2026

Widely accepted and convenient

The only thing I would say could be improved upon is the clarity of the statements. Otherwise, PayPal is a reliable and trustworthy method of payment. It's convenient and very handy. Reviewed on: 11th June 2026

Very good service easy to maintain

Very good service easy to maintain Reviewed on: 11th June 2026

Massive Convenience

Pay in 3 is such a brilliant feature. Been using it for over 2 years now.I have a small business in collectables and items are getting more expensive to stock. Pay in 3 gives me the advantage of purchasing the items but offsetting the cost, making my expenses for the month lowered and covered by the sales during that time. A really convenient way to keep my business running and getting the best items keeping my customers hungry! Reviewed on: 11th June 2026

Help during difficult times.

In moving house we've had a strain on our finances. Paypal pay over 3 x months has been very helpful, and easy to use, Reviewed on: 11th June 2026

Easy payment method I’ve been using PayPal for over...

Easy payment method I’ve been using PayPal for over 10 yrs this is the most trusted Reviewed on: 11th June 2026

Nothing Compares

Easy, Practical, Efficient and User Friendly - Nothing else compares Reviewed on: 11th June 2026

PayPal, pay in 3, ease of use.

PayPal, pay in 3 is easy to use and provides an easier way to make those larger purchases now, rather than saving for a few month's. This can make all the difference when having the opportunity to purchase items with limited availability. The payment split is clear from the outset. Reviewed on: 11th June 2026

Paypal is so easy to use and I love the security of it.

Paypal is so easy to use and I love the security of it. The speed of approval is unreal and repayments are easy to access. I love the repayment options as I find them easier to manage and more affordable for me Reviewed on: 11th June 2026

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